Kat Bonelli
$459,900$469,9003 bd2 ba1,543 sqft$298 /sqft$3,139 /mo all-in ↓

1354 ROSERY ROAD NE, LARGO, FL, 33770

Active11 days on marketListed Jul 24, 2026MLS #TB8531762

Reduced $10KSingle Family ResidenceROSERY GROVE VILLA 2ND ADD

About this home

1354 ROSERY ROAD NE

Virtually Staged. CONCRETE BLOCK HOME | FULLY REMODELED | NEW ROOF | NEW IMPACT WINDOWS | NEW HVAC | BONUS ROOM | 2-CAR GARAGE | FLOOD ZONE X | NO HOA Welcome to this beautifully renovated move-in ready home in one of Largo's most desirable neighborhoods! This stunning 3-bedroom, 2-bathroom residence with a spacious BONUS ROOM has been completely updated, offering the perfect blend of modern design, quality craftsmanship, and long-term peace of mind. Major improvements include a NEW ROOF, NEW IMPACT WINDOWS, NEW HVAC SYSTEM, updated plumbing, updated electrical fixtures, fresh interior and exterior paint, new luxury flooring throughout, and professional landscaping with fresh mulch, allowing buyers to move in without worrying about expensive future repairs. The heart of the home is the beautifully designed kitchen featuring elegant cabinetry, granite countertops, stainless steel appliances, and an open layout that flows seamlessly into the main living areas—perfect for everyday living and entertaining. Both bathrooms have been tastefully remodeled with modern finishes, while the additional fully finished room with its own closet offers true bedroom-style functionality, providing valuable extra living space for guests, family, or a private retreat. The oversized 2-car garage offers abundant room for vehicles, storage, hobbies, or a workshop, and the spacious backyard provides plenty of room to entertain, add a pool, or create your own private outdoor retreat. Located in Flood Zone X (no mandatory flood insurance required) and with NO HOA, this property offers exceptional value and ownership flexibility. Conveniently situated just minutes from Gulf beaches, parks, shopping, restaurants, golf courses, marinas, top-rated schools, and major highways including US-19, East Bay Drive, and I-275, providing quick access to Clearwater, St. Petersburg, Tampa, and Tampa International Airport. Major improvements along Rosery Road are nearing completion! The ongoing roadway and infrastructure upgrades include enhanced pavement, drainage, sidewalks, pedestrian accessibility, and improved connectivity. With the project in its final stages, buyers will soon enjoy the benefits of a newly improved corridor, adding convenience and long-term appeal to the area. Conveniently located just minutes from Walmart, Publix, Largo Mall, shopping centers, restaurants, medical facilities, and everyday conveniences. Enjoy quick access to major roadways including East Bay Drive, US-19, Belcher Road, and I-275, providing an easy commute to Clearwater, St. Petersburg, Tampa, and Tampa International Airport. World-famous Gulf beaches are just a short drive away. Whether you're looking for your primary residence, a second home, or a high-quality investment property, this fully renovated home is truly move-in ready and checks every box. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,543

Sqft

0.18 ac

Lot size

2

Garage

1967

Year built

One

Levels

$298

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane · Shingle
ConstructionBlock · Concrete
FoundationBlock · Slab
FacesNortheast
ExteriorLighting · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$816/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,139 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,097
Interest rate6.00%
Loan term

Estimated payment

$3,139/mo

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$359KedgeAI estimate $399,810 · range $374K$455K$478K

vs edgeAI estimate

+15%

$/sqft vs Largo actives

$298 vs $238

Days on market

11 vs 52 typical

Where $298/sqft sits among the 400 Largo actives

103
79
70
62 · this home
54
32
$108–165$165–223$223–280$280–337$337–395$395+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 1354 ROSERY ROAD NE

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33770 — neighborhood snapshot

Population

25,005

Median age

49.3

Median income

$58,071

Median home value

$245,200

Avg household

2.22

Households w/ children

2,227

For the school run

Pinellas County School District

HighLargo High School★★★★★
MiddleLargo Middle School★★★★★
ElementaryPonce De Leon Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$319K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

209 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,900 $10K
Jul 24, 2026Listed at $469,900 · 11 days on market since
1967Built · ROSERY GROVE VILLA 2ND ADD

Reality check

What actually sold near 1354 ROSERY ROAD NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1354 ROSERY ROAD NESold · May ’26

$290,000

1354 ROSERY ROAD NE · same community

3 bd · 2 ba · 1,543 sqft · $188/sqft · 9 DOM

700 STARKEY ROAD UNIT 1525Sold · Jun ’26

$210,000

700 STARKEY ROAD UNIT 1525

3 bd · 2 ba · 1,520 sqft · $138/sqft · 327 DOM

525 4TH AVENUE SWSold · Feb ’26

$415,500

525 4TH AVENUE SW

3 bd · 2 ba · 1,568 sqft · $265/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1354 ROSERY ROAD NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1354 ROSERY ROAD NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

1354 ROSERY ROAD NE FAQs

What would the monthly payment be for 1354 ROSERY ROAD NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,139/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1354 ROSERY ROAD NE?+

The most recent tax bill on record (2025) was $816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1354 ROSERY ROAD NE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $459,900, this home is listed about 54% above the Largo median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1354 ROSERY ROAD NE?+

Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$459,900 runs 67% above the LARGO 33770 median — but at 1,543 sqft it's also 25% larger than the typical Largo listing.

02Strong assigned schools

Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $469,900, now $459,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of HOME PRIME REALTY LLC · Angie Gomez Salas, PA. MLS #TB8531762.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1354 ROSERY ROAD NE, LARGO, FL — 3 Bed, 2 Bath — $459,900 | CENTURY 21 Edge