3935 11TH AVENUE N, ST PETERSBURG, FL, 33713
Active9 days on marketListed Aug 4, 2026MLS #TB8531652
About this home
3935 11TH AVENUE N
Best of Both Worlds in Central Oaks — Main Home + Guest House Located in the popular Central Oaks neighborhood and just a short walk to serene Jorgenson Lake Park, this classic mid-century solid block home offers exceptional flexibility with a detached guest house. You’ll enjoy an unbeatable location only 6 miles to the sugar sand Gulf beaches and 3.6 miles to beautiful Downtown St. Pete, all without the need for flood insurance. The main home features original polished terrazzo flooring, a spacious living room, and a roomy eat in kitchen. The ideal split floor plan includes two bedrooms and two full bathrooms, with the primary suite offering its own en suite bath. The second bedroom opens to the backyard through sliding glass doors, and uniquely, every room in the home has exterior access—an appealing architectural detail that enhances natural light and flow. Recent updates provide peace of mind and long-term value: • Metal Roof (2015) • HVAC (2021 – Main House) • Updated Electrical Panel • Water Heater (2020 – Main House) • Impact Windows (2018) The detached 420 sq ft guest house (ADU) includes a bedroom area, living room, full kitchen, full bath, its own central A/C, plus a washer and dryer. It’s ideal for rental income, multi-generational living, a private home office, or a dedicated hobby/game space. Both the main home and the guest house are currently rented with leases in place through 3/31/27, giving the next owner immediate, reliable income and a fantastic opportunity to secure a solid property at today’s price. Outside, you’ll find extra parking in the rear with alley access, boat/vehicle space on the side, two large Tuff Shed storage units, and low maintenance landscaping. A rare find in a fantastic location, this property offers solid construction, flexible living arrangements, valuable updates, and strong rental income—ready for its next owner to enjoy the best of St. Pete living.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,380
Sqft
0.13 ac
Lot size
1973
Year built
One
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,720 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,720/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$341 vs $336
Days on market
9 vs 57 typical
Where $341/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3935 11TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$330,000
3827 15TH AVENUE N · same community
3 bd · 2 ba · 1,348 sqft · $245/sqft · 246 DOM
Sold · Jan ’26$370,000
3941 9TH AVENUE N · same community
3 bd · 2 ba · 1,300 sqft · $285/sqft · 50 DOM
Sold · Jun ’26$422,000
3901 13TH AVENUE N · same community
3 bd · 2 ba · 1,506 sqft · $280/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3935 11TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3935 11TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3935 11TH AVENUE N FAQs
What would the monthly payment be for 3935 11TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3935 11TH AVENUE N?+
The most recent tax bill on record (2025) was $7,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3935 11TH AVENUE N?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $469,900, this home is listed about 9% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3935 11TH AVENUE N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Agnes Vetter. MLS #TB8531652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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