Kat Bonelli
$325,0003 bd2 ba1,800 sqft$181 /sqft$3,258 /mo all-in ↓

4935 MARBLE SPRINGS CIRCLE, WIMAUMA, FL, 33598

Active7 days on marketListed Jul 23, 2026MLS #TB8531622

Priced 12% below the Wimauma medianVillaVALENCIA LAKES

About this home

4935 MARBLE SPRINGS CIRCLE

Located in one of the newest sections of Valencia Lakes, this exceptional home offers the perfect blend of luxury, comfort and carefree Florida living. Situated on an oversized corner lot, it enjoys a scenic water outlook, a private backyard and beautifully manicured landscaping enhanced by decorative concrete borders and professionally installed landscape lighting. Built just a few years ago as a GL Homes designer spec home, this residence showcases numerous builder upgrades and - added later - additional premium investments done by the owners, creating a truly first-class home. Inside, you'll find a bright, open split-bedroom floor plan with soaring 9-foot ceilings. Elegant diagonal 18"x18" Travertino ceramic tile flows throughout the main living areas and den/third bdrm, while the primary and second bdrms feature plush carpeting. Extensive crown molding, custom wainscoting, chair rails and decorative mirror framing in the dining room add timeless sophistication rarely found in comparable homes. Gourmet kitchen features quartz countertops, a high-quality tumbled stone backsplash and an extended raised breakfast bar offering additional seating. Premium GE stainless steel appliances include a range, microwave, French-door refrigerator and newer LG dishwasher. Beautiful 42-inch maple pecan cabinetry offers crown molding, under/over cabinet lighting, soft-close drawers with undermount glides, and a custom pantry with rollout shelves. Culligan water filtration system completes the kitchen, while the spacious breakfast nook provides the perfect spot for casual dining. Spacious primary suite features a large custom walk-in closet and elegant ensuite bath with dual vanities, maple cabinetry, quartz countertops, undermount sinks, beautifully tiled walk-in shower extending to the ceiling with decorative glass listello accents and a built-in corner bench. Guest bath also features an upgraded quartz countertop with an elegant banjo-style extension. Currently used as a home office, the third bdrm includes professionally designed custom built-in cabinetry with a desk, file storage and bookshelves, creating an ideal workspace. Expansive living room opens through triple 8-foot sliding glass doors to a screened lanai with extended pavers, where you'll enjoy peaceful views and exceptional backyard privacy. Additional upgrades include: LG front-loading washer/dryer with utility sink, upgraded lighting, ceiling fans throughout, additional recessed lighting in living room, primary bdrm, office and lanai, water softener system, hurricane shutters, epoxy-coated garage floor, expertly maintained HVAC system. Valencia Lakes is one of the area's premier 55+ active adult, golf cart-friendly communities, offering resortstyle amenities with a spectacular 40-acre waterfront recreation area, heated resort pool, lap and resistance pools, 40,000 sqft clubhouse, fitness center, tennis, pickleball, bocce, basketball, dog park, baseball park, community garden, RV and boat storage, a wide variety of clubs and social activities, deluxe bistro led by Chef Paul Mattison. More than 100 acres of nature preserves provide beautiful walking and biking paths, peaceful water views, and abundant wildlife. Conveniently located just 30 to 45 minutes from Tampa, St. Petersburg, and Sarasota, and close to shopping, dining, medical facilities, golf courses, and Tampa International Airport, this exceptional home offers the perfect combination of luxury, location, and lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,800

Sqft

0.22 ac

Lot size

2

Garage

2016

Year built

One

Levels

$181

Per sqft

Water view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Epoxy
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationConcrete Perimeter
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$632/mo
Taxes (2025)$4,910/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,258 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$409
HOA fee — from the listing$632
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$3,258/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$409
HOA / condo fee$632
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$276KedgeAI estimate $306,383 · range $287K$328K$341K

vs edgeAI estimate

+6.1%

$/sqft vs Wimauma actives

$181 vs $184

Days on market

7 vs 44 typical

Where $181/sqft sits among the 270 Wimauma actives

86
85 · this home
59
17
5
18
$138–169$169–200$200–231$231–261$261–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 4935 MARBLE SPRINGS CIRCLE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

139 of 270

Wimauma actives have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $325,000 · 7 days on market since
2016Built · VALENCIA LAKES

Reality check

What actually sold near 4935 MARBLE SPRINGS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15816 AURORA LAKE CIRCLESold · Feb ’26

$310,000

15816 AURORA LAKE CIRCLE · same community

2 bd · 2 ba · 1,800 sqft · $172/sqft · 24 DOM

4949 MARBLE SPRINGS CIRCLESold · Feb ’26

$335,000

4949 MARBLE SPRINGS CIRCLE · same community

2 bd · 2 ba · 1,756 sqft · $191/sqft · 10 DOM

4936 SANDY BROOK CIRCLESold · Oct ’25

$324,900

4936 SANDY BROOK CIRCLE · same community

3 bd · 2 ba · 1,880 sqft · $173/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4935 MARBLE SPRINGS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4935 MARBLE SPRINGS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

4935 MARBLE SPRINGS CIRCLE FAQs

What would the monthly payment be for 4935 MARBLE SPRINGS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,258/mo — principal and interest, the actual property-tax bill, the $632/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4935 MARBLE SPRINGS CIRCLE?+

The association fee works out to $632 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4935 MARBLE SPRINGS CIRCLE?+

The most recent tax bill on record (2025) was $4,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4935 MARBLE SPRINGS CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $325,000, this home is listed about 12% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the Wimauma market on paper

$325,000 is 12% below the Wimauma median of $370,000, and at $181/sqft it sits under the Wimauma average of $205.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $632/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 7 days on market in a Wimauma market that averages 44 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Ursula Stocki. MLS #TB8531622.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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