10 LONDON LANE, ORMOND BEACH, FL, 32176
Active1 days on marketListed Jul 22, 2026MLS #TB8531613
About this home
10 LONDON LANE
Looking for beach, sand, and surf? Welcome to the beach Life! This charming two-story townhome with a one-car garage is located in one of the area's most desirable communities, where opportunities like this are few and far between due to limited inventory. Filled with natural light, the home features a modern U-shaped kitchen with stainless steel appliances and accents, creating a bright and inviting living space. Recent updates include a brand-new A/C (2026), new roof (2023), new water heater (2024), electrical updated in 2010 and hurricane-impact sliding glass doors for added peace of mind. Enjoy maintenance free living with a low HOA of just $212/ month, which covers lawn care, pest control, a heated community pool, and tennis courts. Best of all, the pool is just steps from your front door, making it easy to enjoy the Florida lifestyle every day. Don't miss your chance to own in this highly sought-after beachside community. One or more photos have been digitally enhanced.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,407
Sqft
0.04 ac
Lot size
1
Garage
1979
Year built
Two
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,369 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,369/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10 LONDON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 LONDON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
10 LONDON LANE FAQs
What would the monthly payment be for 10 LONDON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,369/mo — principal and interest, the actual property-tax bill, the $212/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 LONDON LANE?+
The association fee works out to $212 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 LONDON LANE?+
The most recent tax bill on record (2025) was $2,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 LONDON LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $289,000, this home is listed about 32% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 10 LONDON LANE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32176 market on paper
$289,000 is 19% below the ORMOND BEACH 32176 median of $358,500, and at $205/sqft it sits under the Ormond Beach average of $272.
02Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 41 — if it fits, move quickly.
03Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PALLADIUM INVESTMENTS INC · Matthew Brown. MLS #TB8531613.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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