7873 NIAGARA AVENUE UNIT 1803, TAMPA, FL, 33617
Active20 days on marketListed Jul 23, 2026MLS #TB8531430
About this home
7873 NIAGARA AVENUE UNIT 1803
Opportunity awaits in this spacious 2-bedroom, 2-bathroom first-floor condo located in the gated River Oaks community of Tampa. Recent updates include a 2022 water heater and air ducts professionally cleaned in 2026. While the unit could use some TLC, it presents an excellent opportunity to customize and add value. Offering nearly 1,200 square feet of living space, this home features a functional layout with wood-look luxury vinyl flooring throughout the living room and both bedrooms, while the kitchen and dining area are finished with tile flooring. The spacious kitchen offers abundant cabinet storage and opens to the dining area, with sliding glass doors leading to a private patio complete with an exterior storage closet. The primary bedroom includes a walk-in closet and an ensuite bathroom with a stand-up shower, while the guest bathroom features a convenient tub/shower combination. Residents enjoy access to two community pools, assigned parking, ample guest parking, and private access to the Hillsborough River. Conveniently located just minutes from the University of South Florida, Busch Gardens, shopping centers, restaurants, entertainment, and major roadways, this condo offers incredible potential in a desirable Tampa location. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,191
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.7%
$/sqft vs Tampa actives
$122 vs $299
Days on market
20 vs 44 typical
Where $122/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
217 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the TAMPA 33617 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 7873 NIAGARA AVENUE UNIT 1803
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$185,000
7877 NIAGARA AVENUE UNIT 1802 · same community
2 bd · 2 ba · 1,191 sqft · $155/sqft · 91 DOM
Sold · Jun ’26$157,000
7863 NIAGARA AVENUE UNIT 1921 · same community
2 bd · 2 ba · 1,324 sqft · $119/sqft · 2 DOM
Sold · Dec ’25$130,000
7811 NIAGARA AVENUE UNIT 2125 · same community
1 bd · 1 ba · 975 sqft · $133/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7873 NIAGARA AVENUE UNIT 1803 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7873 NIAGARA AVENUE UNIT 1803 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
7873 NIAGARA AVENUE UNIT 1803 FAQs
What would the monthly payment be for 7873 NIAGARA AVENUE UNIT 1803?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,214/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7873 NIAGARA AVENUE UNIT 1803?+
The most recent tax bill on record (2025) was $1,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7873 NIAGARA AVENUE UNIT 1803?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $145,000, this home is listed about 68% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7873 NIAGARA AVENUE UNIT 1803?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8531430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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