3203 CHARTER CLUB DRIVE UNIT B, TARPON SPRINGS, FL, 34688
Active14 days on marketListed Aug 1, 2026MLS #TB8531411
About this home
3203 CHARTER CLUB DRIVE UNIT B
Look no further than this beautifully updated and rarely on the market villa for rent in East Lake Palm Harbor. This single story hidden gem offers 3 bedrooms 2 bathrooms with 1 car garage, a large front covered patio area and an enclosed Florida Room with impact windows. Pristine and clean, updated kitchen cabinets & appliances, updated bathrooms, all hurricane impact windows, plus a whole house water softener system. Included in the monthly rent is water, sewer, trash, basic cable, basic high speed internet, lawn-care and community pool access. Tenant only responsible for electric bill. Close proximity to East Lake High School and Cypress Woods Elementary. Garage parking plus 1 additional assigned parking. Guest parking is available. No Smoking. No Pets. Community is on conservation, end unit for maximum privacy and tranquility. HOA application process (fee), background check and approval required. Lease term 1 year or longer is available. Tenant must comply with community and county rules and regulations. Community rules prohibit a vehicle with company or commercial signage. County rules prohibit grills within 10 feet of any structure. No fire pits are allowed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
1 ac
Lot size
1
Garage
1988
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PINE RIDGE AT LAKE TARPON VILLAGE
$2 vs $167
Days on market
14 vs 46 typical
Where $2/sqft sits among the 26 homes for sale in PINE RIDGE AT LAKE TARPON VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Ridge At Lake Tarpon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Pine Ridge At Lake Tarpon — neighborhood snapshot
Population
2,133
Median age
51
Median income
$54,205
Median home value
$191,000
Avg household
2
Households w/ children
148
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
16 of 26
PINE RIDGE AT LAKE TARPON VILLAGE have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3203 CHARTER CLUB DRIVE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$183,999
1326 PINE RIDGE CIRCLE E UNIT A1 · same community
3 bd · 2 ba · 1,185 sqft · $155/sqft · 22 DOM
Sold · Jul ’26$150,000
1281 PINE RIDGE CIRCLE E UNIT B1 · same community
3 bd · 2 ba · 1,185 sqft · $127/sqft · 385 DOM
Sold · Dec ’25$217,500
1300 SHADY PINE WAY UNIT B · same community
2 bd · 2 ba · 1,177 sqft · $185/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3203 CHARTER CLUB DRIVE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3203 CHARTER CLUB DRIVE UNIT B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3203 CHARTER CLUB DRIVE UNIT B FAQs
What would the monthly payment be for 3203 CHARTER CLUB DRIVE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3203 CHARTER CLUB DRIVE UNIT B?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $2,500, this home is listed about 99% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3203 CHARTER CLUB DRIVE UNIT B?+
East Lake High School (high), Cypress Woods Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34688 market on paper
$2,500 is 99% below the TARPON SPRINGS 34688 median of $290,000, and at $2/sqft it sits under the Tarpon Springs average of $268.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
East Lake High School, Cypress Woods Elementary School, Tarpon Springs Middle School — East Lake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kelley Rupert. MLS #TB8531411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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