Kat Bonelli
$865,0004 bd3 ba2,949 sqft$293 /sqft$5,821 /mo all-in ↓

5522 REFLECTIONS BOULEVARD, LUTZ, FL, 33558

Active1 days on marketListed Jul 20, 2026MLS #TB8530883

Private poolSingle Family ResidenceVILLAROSA N

About this home

5522 REFLECTIONS BOULEVARD

Welcome to this Beautifully maintained 4-Bedroom, 3-Bathroom home located in the sought-after Gated section of the Villarosa community. Offering an exceptional blend of comfort and style, this residence features 2949sf along with a sparkling private pool and spacious pavered lanai, creating the perfect setting for relaxing Florida living and effortless outdoor entertaining. From the moment you arrive, you'll be impressed by the elegant glass door entry, soaring high ceilings, and crown molding accents that enhance the home's refined architectural character. Designed with both privacy and functionality in mind, the desirable double split floor plan provides comfortable separation between the primary suite and secondary bedrooms, making it ideal for families and guests alike. Inside, the thoughtfully Updated Kitchen is designed to impress with elegant Quartz countertops, a built-in Convection Oven, Cooktop, Stainless Steel wall-mounted Range Hood, and abundant workspace for preparing meals and gathering with family and friends. Polished Travertine flooring flows throughout the main Living, Dining, and Kitchen areas, adding timeless elegance and a seamless feel to the home's open-concept design. The spacious floor plan provides generous living areas with a versatile Flex Space currently utilized as a Home Gym. Featuring stylish Barn Doors for added privacy, this room can easily adapt to your lifestyle needs as a Playroom, Media Room, etc. An additional Bonus Area enhances the home's functionality and features custom built-in cabinetry, creating an ideal home office space for remote work, keeping everything organized and within reach. The spacious Primary Suite serves as a private retreat, complete with a large Walk-In Closet and the added comfort of a dedicated mini-split AC system. The luxurious Ensuite Bathroom is designed for relaxation, featuring a serene soaking tub, a large tiled walk-in shower with glass surround doors, and ample space to begin and end each day in comfort. Car enthusiasts, hobbyists, and those seeking additional storage will appreciate the oversized 3-car garage. Thoughtfully equipped for convenience and preparedness, the garage includes a dedicated home generator transfer switch kit. Situated on a Premium Homesite, the backyard offers exceptional privacy and picturesque views of a small pond and wooded conservation area. Enjoy peaceful mornings and relaxing evenings from the pavered lanai while taking in the natural surroundings. Deer are frequently spotted wandering through the backyard, adding to the tranquil setting and creating a true connection with nature. Nestled within one of the area's most desirable communities, this home offers the security of gated access along with convenient proximity to Top-Rated Schools, shopping, dining, parks, and major commuter routes. Whether entertaining poolside, working from home, or enjoying the many comforts this property offers, you'll appreciate the perfect balance of luxury, functionality, and location. Don't miss this opportunity to own a stunning pool home in Villarosa where exceptional living awaits.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,949

Sqft

0.24 ac

Lot size

3

Garage

1999

Year built

One

Levels

$293

Per sqft

Private poolFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringLaminate · Tile · Travertine
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Refrigerator · Trash Compactor · Water Softener
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ParkingGarage Door Opener · Oversized
ExteriorFrench Doors · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

HOA fee$119/mo
Taxes (2025)$6,601/yr
PetsNumber Limit, Yes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,821 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,668
PMI (est., until 20% equity)$324
Property tax — 2025 actual bill$550
HOA fee — from the listing$119
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $86,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $86,500
Interest rate6.00%
Loan term

Estimated payment

$5,821/mo

Principal & interest$4,668
PMI (est., until 20% equity)$324
Property taxes (actual bill)$550
HOA / condo fee$119
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $865K
$680KedgeAI estimate $794,463 · range $708K$883K$919K

vs edgeAI estimate

+8.9%

$/sqft vs Lutz actives

$293 vs $243

Days on market

1 vs 35 typical

Where $293/sqft sits among the 259 Lutz actives

73
85
53 · this home
17
11
20
$172–214$214–255$255–296$296–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 5522 REFLECTIONS BOULEVARD

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

142 of 259

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 131% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $865,000 · 1 days on market since
1999Built · VILLAROSA N

Reality check

What actually sold near 5522 REFLECTIONS BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5406 SUNFLARE WAYSold · Jul ’26

$725,000

5406 SUNFLARE WAY · same community

4 bd · 3 ba · 3,122 sqft · $232/sqft · 32 DOM

19127 CENTRE ROSE BOULEVARDSold · Jun ’26

$900,000

19127 CENTRE ROSE BOULEVARD

4 bd · 3 ba · 2,975 sqft · $303/sqft · 7 DOM

4233 SANDY SHORES DRIVESold · Jan ’26

$575,000

4233 SANDY SHORES DRIVE

5 bd · 3 ba · 2,976 sqft · $193/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5522 REFLECTIONS BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5522 REFLECTIONS BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

5522 REFLECTIONS BOULEVARD FAQs

What would the monthly payment be for 5522 REFLECTIONS BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,821/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5522 REFLECTIONS BOULEVARD?+

The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5522 REFLECTIONS BOULEVARD?+

The most recent tax bill on record (2025) was $6,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5522 REFLECTIONS BOULEVARD?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $865,000, this home is listed about 77% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 5522 REFLECTIONS BOULEVARD?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$865,000 runs 131% above the LUTZ 33558 median — but at 2,949 sqft it's also 38% larger than the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Lutz market that averages 35 — if it fits, move quickly.

04Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Lisa Spain. MLS #TB8530883.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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