223 ISLAND WAY UNIT 7F, CLEARWATER BEACH, FL, 33767
Active3 days on marketListed Aug 3, 2026MLS #TB8529957
About this home
223 ISLAND WAY UNIT 7F
Virtually Staged. Welcome to extraordinary waterfront living in the heart of Island Estates in Clearwater Beach. Gorgeous panoramic views from every room with impact glass windows and doors offering the largest floor plan in the building, showcasing 1,960 square feet of beautiful finishes. This luxury split bedroom floor plan dazzles with 80 feet of windows and doors offering incredible water views, featuring three bedrooms and three full baths with an open concept oversized living room, dining room and kitchen. Your oversized sliding doors with electronic shades provide abundant light and access to your private 34-by-7-foot balcony. Experience glorious morning sunrises, daily intracoastal boating activity and your prime location for the 4th of July fireworks from your private balcony. Kitchen is a chef’s delight with white wood cabinetry, quartz countertops and stainless appliances, all with an incredible water view. Huge living and dining areas are expansive and an ideal flow for entertaining with waterfront views. Waterfront primary en-suite wing is exceptional with a sitting area, en-suite bath and an oversized walk-in closet. On the opposite wing, you will find your second bedroom en suite offering attractive full bath and a walk-in closet directly on the waterfront. You also have a third bedroom with wall closet, waterfront views and a third full bath accessible from the hall. Convenient laundry room inside unit with washer and dryer. Peace of mind on-demand community hot water for you. Unit comes with a 4-by-6-foot conditioned storage on same floor and a private, sought-after oversized under-building two-car garage with storage space. Island Way Towers offers resort-style amenities with waterfront heated pool, spa, cabanas, fitness center, waterfront club room, barbecue area, interior/conditioned bike storage, designated pet walk and secured lobby access. Boat slips are subject to availability for rent or purchase. Enjoy easy access to world-famous Clearwater Beach, Clearwater Marine Aquarium, Jolley Trolley for fun stops, fabulous restaurants, shopping and daily conveniences all on the island. Ideal for a primary residence, second home or 1031 exchange. Two international airports to serve you with PIE 20 minutes and TPA 35 minutes away. Floor plan is photo #46.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,960
Sqft
0.93 ac
Lot size
2
Garage
1961
Year built
One
Levels
$484
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,129 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,129/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.8%
$/sqft vs Clearwater Beach actives
$484 vs $571
Days on market
3 vs 75 typical
Where $484/sqft sits among the 277 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $905K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
121 of 277
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 223 ISLAND WAY UNIT 7F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,040,000
223 ISLAND WAY UNIT 3F · same community
3 bd · 3 ba · 1,960 sqft · $531/sqft · 62 DOM
Sold · Feb ’26$515,000
223 ISLAND WAY UNIT 6D · same community
2 bd · 2 ba · 1,370 sqft · $376/sqft · 48 DOM
Sold · Mar ’26$650,000
223 ISLAND WAY UNIT 5D · same community
2 bd · 2 ba · 1,370 sqft · $474/sqft · 281 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 223 ISLAND WAY UNIT 7F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 223 ISLAND WAY UNIT 7F — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
223 ISLAND WAY UNIT 7F FAQs
What would the monthly payment be for 223 ISLAND WAY UNIT 7F?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,129/mo — principal and interest, the actual property-tax bill, the $1,682/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 223 ISLAND WAY UNIT 7F?+
The association fee works out to $1,682 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 223 ISLAND WAY UNIT 7F?+
The most recent tax bill on record (2025) was $9,721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 223 ISLAND WAY UNIT 7F?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $949,000, this home is listed about 19% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 223 ISLAND WAY UNIT 7F?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$949,000 runs 71% above the CLEARWATER BEACH 33767 median — but at 1,960 sqft it's also 41% larger than the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,682/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 3 days on market in a Clearwater Beach market that averages 75 — if it fits, move quickly.
05Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Angela Grieco. MLS #TB8529957.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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