Kat Bonelli
$408,0003 bd3 ba1,987 sqft$205 /sqft$2,975 /mo all-in ↓

3471 51ST AVENUE CIRCLE W, BRADENTON, FL, 34210

Active15 days on marketListed Jul 22, 2026MLS #TB8529624

CondominiumSOUTHWINDS AT FIVE LAKES PH 2,3,4 & 5

About this home

3471 51ST AVENUE CIRCLE W

Welcome to the Florida lifestyle within Southwinds at Five Lakes, where indoor-outdoor living, lake views, and a flexible floor plan come together beautifully. With more than 2,650 total square feet of indoor and outdoor living space, this home is designed for enjoying the Florida lifestyle year-round. Take in spectacular west-facing sunset views over the lake from the expansive 540+ square-foot deck, relax with morning sunrise views from the southeast courtyard, or unwind in the screened lanai, which provides approximately 190 additional square feet of outdoor living space and opens directly to the deck. Inside, lake views can be enjoyed from the living room, dining room, and first-floor primary bedroom, while sliding glass doors create a seamless connection to the outdoor living areas. The split three-bedroom, three-bathroom layout offers comfort and privacy, including a first-floor primary suite with beautiful lake views and an ensuite bathroom featuring separate spaces for a jetted tub and vanity, plus an additional large vanity area and generous closet storage. Cathedral ceilings add an open, airy feel and lead upstairs to a loft area and spacious second ensuite bedroom with a large walk-in closet. Massive closets and abundant storage, including under-stair storage, are found throughout the home. The main living and dining area offers flexible layout options for multiple seating or dining arrangements, and the decorative fireplace adds charm with candles or presents an opportunity to install an electric fireplace. Southwinds at Five Lakes offers outstanding amenities, including two pools, a spa/hot tub, library, tennis, pickleball, shuffleboard, a clubhouse with a kitchen available by reservation for personal events with a refundable deposit, and on-site RV and boat storage for a fee. The quarterly maintenance fee covers the exterior structure and maintenance, lawn care, exterior insurance, high-speed internet, cable, irrigation, and more, offering peace of mind and more time to enjoy the area. Ideally located, the community places you approximately 10 miles from Anna Maria Island, 1.6 miles from renowned IMG Academy, 4.8 miles from Downtown Bradenton, 10 miles from the Van Wezel Performing Arts Hall in Sarasota, 11 miles from Sarasota-Bradenton International Airport, and about 13 miles from the shopping and dining at University Town Center in Sarasota. -Anna Maria Island is a seven-mile Gulf Coast barrier island celebrated for its Old Florida charm, beaches, turquoise waters, relaxed atmosphere, and free Island Trolley. -IMG Academy, is a premier college-preparatory school and world-renowned sports training destination. -The iconic Van Wezel Performing Arts Hall in Sarasota offers Broadway productions, concerts, the symphonies, and other live entertainment in a distinctive waterfront venue. -Downtown Bradenton offers a walkable waterfront setting with restaurants, arts, culture, the scenic Riverwalk, museums, galleries, and the colorful Village of the Arts. -The UTC (University Town Center) area, in Sarasota, is Southwest Florida's premier lifestyle and retail destination. The 880,000 square foot indoor mall has major department stores also the area expands over 300 stores and 90 dining options across both indoor and outdoor shopping districts. -Sarasota-Bradenton International Airport the airlines that fly into Air Canada, Allegiant, American, Avelo, Breeze, Delta, Frontier, JetBlue, Southwest, Sun Country, and United.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,987

Sqft

1.99 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$205

Per sqft

FireplaceWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Porcelain Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air · Humidity Control
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Siding
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorCourtyard · Other · Private Entrance · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$2,798/yr
PetsNumber Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,402
FHA mortgage insurance (est.)$180
Property tax — 2025 actual bill$233
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,280Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,280
Interest rate6.00%
Loan term

Estimated payment

$2,975/mo

Principal & interest$2,402
FHA mortgage insurance (est.)$180
Property taxes (actual bill)$233
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $408K
$392KedgeAI estimate $498,271 · range $464K$585K$608K

vs edgeAI estimate

−18.1%

$/sqft vs Bradenton actives

$205 vs $248

Days on market

15 vs 55 typical

Where $205/sqft sits among the 400 Bradenton actives

107
106 · this home
84
48
22
33
$126–191$191–257$257–322$322–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 3471 51ST AVENUE CIRCLE W

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $408,000 · 15 days on market since
1989Built · SOUTHWINDS AT FIVE LAKES PH 2,3,4 & 5

Reality check

What actually sold near 3471 51ST AVENUE CIRCLE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4723 61ST AVENUE DRIVE WSold · Sep ’25

$415,000

4723 61ST AVENUE DRIVE W

3 bd · 2.5 ba · 1,945 sqft · $213/sqft · 31 DOM

4814 61ST AVENUE DRIVE W UNIT 28-ASold · Jan ’26

$449,100

4814 61ST AVENUE DRIVE W UNIT 28-A

3 bd · 2 ba · 2,036 sqft · $221/sqft · 93 DOM

6111 COURTSIDE DRIVESold · Apr ’26

$329,900

6111 COURTSIDE DRIVE

3 bd · 2 ba · 1,896 sqft · $174/sqft · 259 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3471 51ST AVENUE CIRCLE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3471 51ST AVENUE CIRCLE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Straight answers

3471 51ST AVENUE CIRCLE W FAQs

What would the monthly payment be for 3471 51ST AVENUE CIRCLE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3471 51ST AVENUE CIRCLE W?+

The most recent tax bill on record (2025) was $2,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3471 51ST AVENUE CIRCLE W?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $408,000, this home is listed about 5% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Listing courtesy of QUICKSILVER REAL ESTATE GROUP · Brook Taylor. MLS #TB8529624.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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