128 W NORTH STREET, TAMPA, FL, 33604
Active16 days on marketListed Jul 24, 2026MLS #TB8529442
About this home
128 W NORTH STREET
Virtually Staged. Discover a rare investment opportunity in the heart of historic Old Seminole Heights! Situated on a beautiful oversized corner lot, this legal non-conforming duplex offers character, flexibility, and consistent income potential that is difficult to find in today's market. Lovingly owned by the same family for more than 30 years, this property has provided dependable rental income year after year and reflects true pride of ownership. The unique layout creates exciting possibilities for the future, with a front residence and a rear residence that could function much like a main home with an accessory dwelling (buyer to verify all future uses with the City of Tampa). Surrounded by majestic mature oak trees and charming historic bungalows, this picturesque neighborhood blends timeless character with tasteful new construction, creating one of Tampa's most sought-after communities. Recent improvements include a newer roof installed approximately three years ago and one central air conditioning system replaced in 2025, providing added peace of mind. Utilities, including water, sewer, and electric, are currently included in the rent due to the property being served by a single meter, making management simple and attractive for long-term tenants. Location is everything, and this property delivers. Just one block from vibrant North Florida Avenue, you'll enjoy easy access to some of Seminole Heights' most popular breweries, coffee shops, restaurants, and local eateries. The neighborhood boasts a Walk Score of approximately 78, making it "Very Walkable," with many daily errands able to be accomplished on foot. Nearby outdoor amenities include Henry & Ola Park, the Wayne C. Papy Athletic Center, a scenic Hillsborough River park just a block away, and numerous neighborhood green spaces perfect for enjoying Florida's beautiful weather. Convenient access to I-275 places Downtown Tampa, the Tampa Riverwalk, Davis Islands, Tampa General Hospital, St. Joseph's Hospital, Raymond James Stadium, International Plaza, WestShore, Tampa International Airport, and countless shopping, dining, and entertainment destinations within approximately 15 to 20 minutes. Whether you're looking to expand your investment portfolio, live in one residence while generating income from the other, or own a truly unique piece of historic Seminole Heights, this exceptional property offers endless possibilities in one of Tampa's most beloved neighborhoods.
Facts & features
The home at a glance
4
Bedrooms
1,204
Sqft
0.14 ac
Lot size
1923
Year built
Two
Levels
$473
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,797 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,797/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NORTH PARK ANNEX
$473 vs $368
Days on market
16 vs 42 typical
Where $473/sqft sits among the 7 homes for sale in NORTH PARK ANNEX
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33604 — neighborhood snapshot
Population
39,411
Median age
36.5
Median income
$55,988
Median home value
$264,900
Avg household
2.53
Households w/ children
4,401
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
3 of 7
NORTH PARK ANNEX have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 W NORTH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
212 W LAMBRIGHT STREET · same community
2 bd · 1 ba · 1,188 sqft · $421/sqft · 13 DOM
Sold · Apr ’26$465,800
106 W LAMBRIGHT STREET · same community
3 bd · 2 ba · 1,180 sqft · $395/sqft · 2 DOM
Sold · Sep ’25$205,000
106 W LAMBRIGHT STREET · same community
3 bd · 1 ba · 1,180 sqft · $174/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 128 W NORTH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 W NORTH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
128 W NORTH STREET FAQs
What would the monthly payment be for 128 W NORTH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,797/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 W NORTH STREET?+
The most recent tax bill on record (2025) was $4,239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $569,000, this home is listed about 26% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 128 W NORTH STREET?+
Shaw Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Wharton High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA TREASURE REALTY LLC · Rick Barcena. MLS #TB8529442.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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