
2841 TRINITY COTTAGE DRIVE, LAND O LAKES, FL, 34638
Active1 days on marketListed Aug 4, 2026MLS #TB8527425
About this home
2841 TRINITY COTTAGE DRIVE
Rare opportunity to own one of the largest floor plans in Concord Station! This beautifully maintained 5-bedroom, 3-bath home features 3,207 square feet of thoughtfully designed living space on a premium pond-view cul-de-sac homesite. The expansive backyard is fully enclosed with a vinyl privacy fence, creating the perfect setting for entertaining, family gatherings, pets, or simply relaxing while enjoying peaceful water views. Step through the front door into soaring ceilings and an inviting floor plan featuring formal living and dining rooms, a spacious family room, and a generously sized kitchen complete with abundant cabinetry, ample countertop space, a center island with breakfast bar, pantry, and a casual dining area overlooking the backyard. The first floor also features a private bedroom and full bathroom. A temporary partition currently creates a private living space that is ideal for a potential mother-in-law suite, multigenerational living, extended family, long-term guests, or a home office. The partition can easily be removed to restore the original open floor plan. Upstairs, an oversized loft provides endless possibilities as a media room, game room, playroom, fitness area, or second family room. The spacious owner's retreat includes dual vanities, a relaxing garden tub, a separate walk-in shower, and a large walk-in closet. Three additional generously sized bedrooms complete the second floor. Additional highlights include a newer upstairs A/C system and a three-car garage. Community amenities feature a resort-style pool, clubhouse, fitness center, playgrounds, tennis and basketball courts, and scenic walking trails. The location also provides convenient access to highly regarded schools, shopping, dining, and the Suncoast Parkway. If you've been searching for space, flexibility, peaceful water views, and an exceptional location, this is a home you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,207
Sqft
0.15 ac
Lot size
3
Garage
2009
Year built
Two
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,148 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,148/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Land O Lakes actives
$187 vs $205
Days on market
1 vs 42 typical
Where $187/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $422K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
228 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 2841 TRINITY COTTAGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$635,000
1653 NATURE VIEW DRIVE
5 bd · 3.5 ba · 3,183 sqft · $199/sqft · 40 DOM
Sold · May ’26$670,000
19709 LONG LAKE RANCH BOULEVARD
5 bd · 3.5 ba · 3,170 sqft · $211/sqft · 80 DOM
Sold · Apr ’26$660,000
18779 DEER TRACKS LOOP
5 bd · 3 ba · 3,316 sqft · $199/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2841 TRINITY COTTAGE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2841 TRINITY COTTAGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2841 TRINITY COTTAGE DRIVE FAQs
What would the monthly payment be for 2841 TRINITY COTTAGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,148/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2841 TRINITY COTTAGE DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2841 TRINITY COTTAGE DRIVE?+
The most recent tax bill on record (2025) was $6,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2841 TRINITY COTTAGE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $599,900, this home is listed about 43% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2841 TRINITY COTTAGE DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,900 runs 67% above the LAND O LAKES 34638 median — but at 3,207 sqft it's also 58% larger than the typical Land O Lakes listing.
02Fresh on the market
Only 1 day on market in a Land O Lakes market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE ELITE REALTY EXPERIENCE · Angel Gonzalez. MLS #TB8527425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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