10645 SPRING SAPLING CIRCLE, PARRISH, FL, 34219
Active10 days on marketListed Jul 9, 2026MLS #TB8527415
About this home
10645 SPRING SAPLING CIRCLE
Under Construction. Key Largo II This Key Largo II is currently under construction and will be ready Nov/Dec! This beautifully designed home showcases Maddox Maple Latte cabinetry with a warm wood finish, elegant Frost Whte MSI 3CM Quartz countertops, stylish Windsor TG39J Honey tile flooring, and thoughtfully selected designer finishes throughout. Offering an impressive 3,899 square feet of well planned living space, the Key Largo II features 5 spacious bedrooms, 4 full bathrooms, and a 3 car garage. The open concept floorplan seamlessly connects the kitchen, dining, and main living areas, creating a bright and inviting space that is perfect for both everyday living and entertaining. Enjoy beautiful water views from the covered lanai, providing the ideal outdoor setting for relaxing or hosting family and friends. This thoughtfully designed home also includes a private den that is perfect for a home office or flex space, a spacious downstairs bonus room for additional living or entertainment space, and an upper level featuring another bonus room along with a secondary bedroom and full bathroom, offering exceptional flexibility for guests, multigenerational living, or a private retreat. Combining generous living spaces, designer finishes, and a highly functional layout, this home offers the perfect blend of luxury, comfort, and everyday convenience. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,899
Sqft
0.28 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,803 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,803/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.4%
$/sqft vs OAKFIELD TRAILS
$284 vs $183
Days on market
10 vs 42 typical
Where $284/sqft sits among the 55 homes for sale in OAKFIELD TRAILS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parrish
Drive times from this address
Get to know Parrish. See the full Parrish guide →
PARRISH 34219 — neighborhood snapshot
Population
30,220
Median age
46.1
Median income
$104,258
Median home value
$420,400
Avg household
2.68
Households w/ children
2,981
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
23 of 55
OAKFIELD TRAILS have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 10645 SPRING SAPLING CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,062,878
10641 SPRING SAPLING CIRCLE · same community
4 bd · 4 ba · 3,922 sqft · $271/sqft · 0 DOM
Sold · Dec ’25$595,000
11410 STARLING SONG PLACE · same community
5 bd · 4.5 ba · 3,807 sqft · $156/sqft · 118 DOM
Sold · Jan ’26$1,130,722
10646 SPRING SAPLING CIRCLE · same community
5 bd · 4 ba · 4,330 sqft · $261/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10645 SPRING SAPLING CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10645 SPRING SAPLING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
10645 SPRING SAPLING CIRCLE FAQs
What would the monthly payment be for 10645 SPRING SAPLING CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,803/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10645 SPRING SAPLING CIRCLE?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10645 SPRING SAPLING CIRCLE?+
The most recent tax bill on record (2025) was $2,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10645 SPRING SAPLING CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $1,108,610, this home is listed about 163% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 10645 SPRING SAPLING CIRCLE?+
Parrish Community High School (high), Barbara A Harvey Elementary School (elementary), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMES BY WESTBAY REALTY · Keri Albritton. MLS #TB8527415.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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