Kat Bonelli
$420,000$450,0003 bd2 ba1,710 sqft$246 /sqft$3,157 /mo all-in ↓

15116 TRAIL CREEK PLACE, TAMPA, FL, 33625

Active28 days on marketListed Jul 16, 2026MLS #TB8527146

Reduced $30KSingle Family ResidenceMANDARIN LAKES

About this home

15116 TRAIL CREEK PLACE

Welcome to this beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage, offering approximately 1,710 square feet of thoughtfully designed living space in the highly desirable Citrus Park area. Located in a charming community with an exceptionally low HOA of just $250 per year, this home also offers the peace of mind of being situated in a **NO FLOOD ZONE**. Inside, you'll find a bright, open floor plan with stylish updates throughout. The stunning kitchen was tastefully remodeled in 2021 and features modern finishes, making it the perfect space for cooking, entertaining, and gathering with family and friends. Designed with entertaining in mind, the open-concept living space flows effortlessly to the outdoors through expansive sliding glass doors, creating a seamless indoor-outdoor living experience. Additional upgrades include new flooring installed in 2019, along with new windows and additional flooring updates completed in 2022/2023, providing enhanced comfort, energy efficiency, and a fresh contemporary feel. The spacious living and dining areas flow seamlessly, while the generously sized bedrooms offer comfort and flexibility for family, guests, or a home office. Step outside to enjoy the welcoming neighborhood and convenient location just minutes from major highways, top-rated shopping, restaurants, parks, and medical facilities. This move-in-ready home combines modern updates, an unbeatable location, low annual HOA fees, and the added benefit of no flood insurance requirements. Don't miss the opportunity to make this exceptional Citrus Park home yours. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,710

Sqft

0.17 ac

Lot size

2

Garage

1986

Year built

One

Levels

$246

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Range · Refrigerator
InteriorNinguno · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationConcrete Perimeter
FacesEast
ExteriorGarden

Community & fees

HOA fee$21/mo
Taxes (2025)$3,817/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,157 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$318
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,157/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$318
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$403KedgeAI estimate $490,678 · range $490K$493K$512K

vs edgeAI estimate

−14.4%

$/sqft vs MANDARIN LAKES

$246 vs $203

Days on market

28 vs 43 typical

Where $246/sqft sits among the 11 homes for sale in MANDARIN LAKES

3
2
2
1
1
2 · this home
$162–176$176–191$191–205$205–220$220–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 15116 TRAIL CREEK PLACE

Drive times from this address

Tampa Int’l Airport (TPA)20 min
Downtown Tampa24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33625 — neighborhood snapshot

Population

29,341

Median age

42.4

Median income

$83,907

Median home value

$341,600

Avg household

2.53

Households w/ children

3,127

For the school run

Hillsborough County School District

MiddleHill Middle School★★★★★
ElementaryEssrig Elementary School★★★★★
HighGaither High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 11

MANDARIN LAKES have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the TAMPA 33625 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $420,000 $30K
Jul 16, 2026Listed at $450,000 · 28 days on market since
1986Built · MANDARIN LAKES

Reality check

What actually sold near 15116 TRAIL CREEK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5816 SILVER MOON AVENUESold · Dec ’25

$440,000

5816 SILVER MOON AVENUE · same community

3 bd · 2 ba · 1,688 sqft · $261/sqft · 32 DOM

5810 BITTER ORANGE AVENUESold · Jul ’26

$475,000

5810 BITTER ORANGE AVENUE · same community

3 bd · 2 ba · 1,670 sqft · $284/sqft · 71 DOM

5825 BITTER ORANGE AVENUESold · Oct ’25

$510,000

5825 BITTER ORANGE AVENUE · same community

3 bd · 2 ba · 1,798 sqft · $284/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15116 TRAIL CREEK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15116 TRAIL CREEK PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Kat’s phone and CRM.

Straight answers

15116 TRAIL CREEK PLACE FAQs

What would the monthly payment be for 15116 TRAIL CREEK PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,157/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15116 TRAIL CREEK PLACE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15116 TRAIL CREEK PLACE?+

The most recent tax bill on record (2025) was $3,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15116 TRAIL CREEK PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $420,000, this home is listed about 7% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 15116 TRAIL CREEK PLACE?+

Hill Middle School (middle), Essrig Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Audra Donaldson. MLS #TB8527146.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 15116 TRAIL CREEK PLACE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kat to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 14, 2026 at 2:31 AM UTC. The listing information on this page last changed on August 14, 2026 at 2:31 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 14, 2026 at 2:31 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 14, 2026 at 2:31 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.