3471 CROAKER DRIVE, HERNANDO BEACH, FL, 34607
Active11 days on marketListed Jul 9, 2026MLS #TB8527137
About this home
3471 CROAKER DRIVE
Build Your Dream Waterfront Home in Hernando Beach South...This beautiful 75'x100' waterfront lot in the desirable Hernando Beach South community is ready for your coastal masterpiece. With a low annual HOA fee, you’ll enjoy professional lawn maintenance until your new home is built, plus convenient access to the community boat ramp. Short-term rentals are not permitted, preserving the peaceful, long-term residential character of the neighborhood. Prime location and lifestyle which offers the perfect blend of serene waterfront living and coastal charm. Located in Hernando County along the Gulf of Mexico, this welcoming community is ideal for those seeking a relaxed lifestyle filled with boating, fishing, and natural beauty. Direct waterfront setting with easy access to the Gulf via the community boat ramp. Opportunity for private docks and boat lifts. Nearby Weeki Wachee Springs State Park – perfect for kayaking, paddleboarding, and swimming with manatees. Close to several scenic golf courses. Convenient access to local restaurants, shops, and entertainment. R1B zoning – approved for single-family homes. Hernando Beach South delivers the true Florida coastal lifestyle with stunning waterfront views, abundant wildlife, and a laid-back atmosphere with everything you need. In just 10 minutes, reach US 19 for easy access to Publix, major shopping centers, popular chain restaurants, Walmart, Sam’s Club, and four major hospitals. Tampa International Airport is approximately one hour away, and Walt Disney World is just 90 minutes—making this the ideal balance of peaceful retreat and modern connectivity. Don’t miss this incredible opportunity to own a piece of paradise and build the waterfront home you’ve always dreamed of. Contact us today to schedule a viewing and start planning your coastal retreat!
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3471 CROAKER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Oct ’25$520,000
3416 FERNLEAF DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $432/sqft · 61 DOM
Sold · May ’26$470,000
3356 OLEANDER DRIVE · same community
3 bd · 2 ba · 1,242 sqft · $378/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3471 CROAKER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3471 CROAKER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3471 CROAKER DRIVE FAQs
What would the monthly payment be for 3471 CROAKER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $661/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3471 CROAKER DRIVE?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3471 CROAKER DRIVE?+
The most recent tax bill on record (2025) was $793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3471 CROAKER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $64,900, this home is listed about 88% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3471 CROAKER DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · JD Kaufman. MLS #TB8527137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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