Kat Bonelli
$1,399,0003 bd3 ba2,019 sqft$693 /sqft$8,425 /mo all-in ↓

370 59TH AVENUE, ST PETE BEACH, FL, 33706

Active10 days on marketListed Jul 23, 2026MLS #TB8526677

WaterfrontSingle Family ResidenceBAHIA SHORES 1ST ADD

About this home

370 59TH AVENUE

WATERFRONT LIVING AT ITS BEST. 82 ft of SAILBOAT WATER. CLOSE TO THE BEACH on a large corner lot on a quiet Cul-de Sac. Experience luxury living and stunning water views in this completely renovated 3 bedroom, 3 bathroom waterfront oasis. Every detail has been thoughtfully designed and upgraded from top to bottom, delivering a move-in ready home that blends modern elegance with effortless coastal charm From the moment you arrive, you’ll be drawn in by the pristine curb appeal. Step inside to an open-concept living area where sun-drenched interiors and clean lines set the tone. The living room centers around a panoramic sliding glass door wall that frames glistening water vistas.The adjacent dining space comfortably seats family and guests, with designer lighting and water-inspired accents that create a coastal-modern atmosphere.The chef’s kitchen is a masterpiece of form and function, featuring top-tier materials and stainless steel luxury appliances. Quartz countertops, a substantial 10 ft island, with seating and custom cabinetry provide ample storage and prep space. A sleek backsplash, premium faucet, and custom lighting elevate everyday cooking into an experience.Retreat to the primary suite, a serene sanctuary overlooking the water and glass sliding doors opening to the pavered deck. The spa-inspired ensuite is appointed with a glass enclosed shower, dual vanities with gorgeous lighting, and designer hardware. Two additional bedrooms each offer generous closets and easy access to full baths, one of which doubles as a stylish guest bath with premium finishes. Large walk-in closet. No detail has been overlooked in the renovation. The home features a tile roof, updated electrical and plumbing, New Hvac, New waterheater, Hurricane windows and doors, including sliding glass doors leading to the inviting pavered deck by the water.Luxury finishes include wide-plank LVP floors, LED recessed lighting.An entertainer’s dream, the backyard is a waterfront haven with direct access to the water, a stone-paved terrace, and a low-maintenance landscaped lawn. Composite dock invites boating, kayaking, paddleboarding, fishing etc, newer seawall provides peace of mind. Enjoy your morning coffee or evening cocktail watching the sun set over the Gulf. This tropical oasis enables seamless outdoor gatherings for Family and Friends. Additional features include a two-car garage and ample driveway parking. The property is ideally positioned to enjoy an easy stroll to the sugary white sands of St Pete Beach nearby dining, boutique shopping while offering quick access to major highways for an easy commutes. This completely renovated waterfront home embodies luxury, comfort, and the essence of waterfront living. It’s not just a home; it’s a lifestyle upgrade—ready for new owners to move in, unpack, and start living the dream. Schedule your private showing today to experience the refined craftsmanship and the spectacular water views that set this property apart.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,019

Sqft

0.16 ac

Lot size

2

Garage

1956

Year built

One

Levels

$693

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryIn Garage · Inside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Guest
ExteriorGray Water System · Lighting · Private Entrance · Sliding Doors

Community & fees

Taxes (2025)$2,302/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,425 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$192
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$8,425/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$192
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$573KedgeAI estimate $712,602 · range $597K$1.0M$1.5M

vs edgeAI estimate

+96.3%

$/sqft vs St Pete Beach actives

$693 vs $504

Days on market

10 vs 85 typical

Where $693/sqft sits among the 178 St Pete Beach actives

68
41
32 · this home
12
11
14
$278–437$437–596$596–756$756–915$915–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bahia Shores

Map of 370 59TH AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Bahia Shores — neighborhood snapshot

Population

729

Median age

68

Median income

$78,139

Median home value

$440,600

Avg household

1

Households w/ children

17%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

87 of 178

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 211% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $1,399,000 · 10 days on market since
1956Built · BAHIA SHORES 1ST ADD

Reality check

What actually sold near 370 59TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

390 BELLE POINT DRIVESold · Apr ’26

$725,000

390 BELLE POINT DRIVE

4 bd · 3 ba · 2,022 sqft · $359/sqft · 3 DOM

417 41ST AVENUESold · Nov ’25

$1,250,000

417 41ST AVENUE

4 bd · 3 ba · 2,098 sqft · $596/sqft · 109 DOM

233 45TH AVENUESold · Mar ’26

$590,000

233 45TH AVENUE

4 bd · 3 ba · 2,124 sqft · $278/sqft · 308 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 370 59TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 370 59TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

370 59TH AVENUE FAQs

What would the monthly payment be for 370 59TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,425/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 370 59TH AVENUE?+

The most recent tax bill on record (2025) was $2,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 370 59TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $1,399,000, this home is listed about 134% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 370 59TH AVENUE?+

Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,399,000 runs 211% above the ST PETE BEACH 33706 median — but at 2,019 sqft it's also 60% larger than the typical St Pete Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Melinda Pletcher. MLS #TB8526677.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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