Kat Bonelli
$305,000$319,9993 bd2.5 ba1,450 sqft$210 /sqft$3,212 /mo all-in ↓

3073 BRANCH DRIVE, CLEARWATER, FL, 33760

Active18 days on marketListed Jul 6, 2026MLS #TB8526083

Reduced $15KTownhouseOVERLOOK

About this home

3073 BRANCH DRIVE

Assumable mortgage available with a 3.125% interest rate! This beautifully updated 3-bedroom, 2.5-bath home in the desirable Overlook community is sure to impress. MANY UPDATES IN 2022! Recent improvements include a newer A/C, a fully remodeled primary bathroom, an updated kitchen, an enclosed screened in porch off the primary bedroom, and luxury vinyl plank flooring throughout, offering both style and durability. Step inside to a bright and inviting floor plan designed for comfortable living and effortless entertaining. The updated kitchen features a convenient breakfast bar, perfect for casual dining or gathering with family and friends. The spacious primary suite serves as a private retreat with an oversized walk-in dressing closet and a beautifully renovated en-suite bathroom complete with a separate shower and relaxing soaking tub. Sliding glass doors lead to the enclosed screened in porch, creating the perfect space to enjoy your morning coffee while overlooking the peaceful estuary. The HOA offers outstanding value by covering flood insurance for the building's exterior, the roof, exterior building maintenance, lawn care, water, sewer and trash service. Residents also enjoy access to the community's geothermally heated pool, providing comfortable swimming and relaxation throughout the year. Offering added peace of mind, this home remained high and dry during Hurricane Helene with no flooding and no claims, making it an exceptional choice for buyers seeking the Florida lifestyle without the worry. Residents also enjoy access to the community seawall, where you can conveniently launch a kayak or paddleboard and explore the surrounding waterways. Just minutes away, Largo Datsko Park offers walking trails, open green space, a playground, tennis and pickleball courts, basketball courts, and recreational amenities for all ages, adding even more to this home's outstanding location. Ideally located just minutes from TPA and PIE Airports, shopping, dining, major roadways, and some of Florida's most beautiful Gulf beaches, this move-in-ready home combines modern updates, an unbeatable location, and exceptional comfort. Don't miss your opportunity to make it yours!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,450

Sqft

0.06 ac

Lot size

1

Garage

1994

Year built

Two

Levels

$210

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo
LaundryUpper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingCovered · On Street · Open
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$687/mo
Taxes (2026)$5,215/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityCanal Front · Water Access · Buyer Approval Required · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,212 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2026 actual bill$435
HOA fee — from the listing$687
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$3,212/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$435
HOA / condo fee$687
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$234KedgeAI estimate $269,826 · range $244K$335K$348K

vs edgeAI estimate

+13%

$/sqft vs Clearwater actives

$210 vs $218

Days on market

18 vs 47 typical

Where $210/sqft sits among the 400 Clearwater actives

147
119 · this home
73
24
12
25
$115–190$190–264$264–338$338–413$413–487$487+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Overlook

Map of 3073 BRANCH DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Overlook — neighborhood snapshot

Population

463

Median age

41

Median income

$51,210

Median home value

$310,200

Avg household

2

Households w/ children

48%

For the school run

Pinellas County School District

ElementaryFrontier Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the CLEARWATER 33760 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $305,000 $15K
Jul 6, 2026Listed at $319,999 · 18 days on market since
1994Built · OVERLOOK

Reality check

What actually sold near 3073 BRANCH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1914 NORTHFORK CIRCLESold · Jul ’26

$257,500

1914 NORTHFORK CIRCLE · same community

3 bd · 2.5 ba · 1,450 sqft · $178/sqft · 15 DOM

3058 BRANCH DRIVESold · May ’26

$259,900

3058 BRANCH DRIVE · same community

3 bd · 2.5 ba · 1,450 sqft · $179/sqft · 223 DOM

3057 BRANCH DRIVESold · Jun ’26

$250,000

3057 BRANCH DRIVE · same community

3 bd · 2.5 ba · 1,450 sqft · $172/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3073 BRANCH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3073 BRANCH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

3073 BRANCH DRIVE FAQs

What would the monthly payment be for 3073 BRANCH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,212/mo — principal and interest, the actual property-tax bill, the $687/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3073 BRANCH DRIVE?+

The association fee works out to $687 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3073 BRANCH DRIVE?+

The most recent tax bill on record (2026) was $5,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3073 BRANCH DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $305,000, this home is listed about 11% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3073 BRANCH DRIVE?+

Frontier Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$305,000 runs 74% above the CLEARWATER 33760 median — but at 1,450 sqft it's also 15% larger than the typical Clearwater listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $687/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $319,999, now $305,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of BRAINARD REALTY · Corinn Pope. MLS #TB8526083.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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