Kat Bonelli
$414,900$419,9002 bd1 ba967 sqft$429 /sqft$3,292 /mo all-in ↓

700 S HARBOUR ISLAND BOULEVARD UNIT 137, TAMPA, FL, 33602

Active37 days on marketListed Jul 6, 2026MLS #TB8526007

Priced 28% below the TAMPA 33602 medianReduced $5KWaterfrontCondominiumPARKCREST HARBOUR ISLAND CONDO

About this home

700 S HARBOUR ISLAND BOULEVARD UNIT 137

Virtually Staged. Rare Loft-Style Condo in Harbour Island | Walk to Water Street | Turnkey Welcome to ParkCrest on Harbour Island - one of Tampa’s premier waterfront communities, offering unmatched walkability, security, and immediate access to Water Street, Sparkman Wharf, and downtown Tampa’s vibrant urban core. This thoughtfully designed 1-bedroom + loft residence with closet offers 967 square feet of open, light-filled living space that lives significantly larger than its footprint suggests due to its 18 feet high ceiling. The flexible loft functions beautifully as an optional second bedroom, guest suite, home office, fitness space, or media room, adapting seamlessly to modern lifestyle needs. The main living area features a flowing layout that connects the kitchen, dining, and living spaces - ideal for both everyday living and entertaining. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. The convenient first-floor location provides effortless access without elevators, an especially desirable feature for pet owners and those seeking everyday convenience. Recent improvements include luxury vinyl plank flooring in the main living areas, a newer water heater, newer washer and dryer, and a newer dishwasher, contributing to a well-maintained, truly move-in-ready residence. ParkCrest residents enjoy resort-style amenities including a waterfront pool and spa, fitness center, clubhouse, secure gated entry, lushly landscaped courtyards, and on-site management. Ideally located, the community places you just minutes from Water Street Tampa, Sparkman Wharf, the Riverwalk, Amalie Arena, Publix GreenWise, Channelside, Benchmark International Arena - home of the Tampa Bay Lightning, award-winning restaurants, coffee shops, and downtown Tampa’s business district, with convenient access to Tampa General Hospital, the Selmon Expressway, and Tampa International Airport. Whether as a primary residence or urban retreat, this home presents a rare opportunity to enjoy one of Tampa’s most desirable and walkable waterfront lifestyles. Highlights: • 1 Bedroom + Loft with closet (optional second bedroom, office, or guest suite) • 967 sq ft of open, light-filled living space • First-floor convenience with direct access • Luxury vinyl plank flooring in main living areas • Newer water heater, washer, dryer, and dishwasher • Gated Harbour Island community • Resort-style pool, spa, fitness center, and clubhouse • Pet-friendly residence • Walkable to Water Street, Riverwalk, Sparkman Wharf, Amalie Arena, dining, and entertainment Schedule your private showing and experience Harbour Island living at its finest.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

967

Sqft

1

Garage

2005

Year built

Two

Levels

$429

Per sqft

WaterfrontNegotiable

Inside

FlooringLaminate · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMembrane · Metal
ConstructionMetal Frame · Stone · Stucco
FoundationSlab
FacesNorth
ParkingAssigned · Covered · Guest
ExteriorCourtyard · Lighting

Community & fees

Taxes (2025)$6,072/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityBay/Harbor Front · Waterfront · Clubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,292 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$506
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,522Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,522
Interest rate6.00%
Loan term

Estimated payment

$3,292/mo

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$506
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$393KedgeAI estimate $499,927 · range $409K$616K$640K

vs edgeAI estimate

−17%

$/sqft vs PARKCREST HARBOUR ISLAND CONDO

$429 vs $431

Days on market

37 vs 44 typical

Where $429/sqft sits among the 11 homes for sale in PARKCREST HARBOUR ISLAND CONDO

3
3 · this home
1
2
1
1
$353–396$396–440$440–483$483–526$526–569$569+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 700 S HARBOUR ISLAND BOULEVARD UNIT 137

Drive times from this address

Downtown Tampa2 min
Tampa Int’l Airport (TPA)15 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33602 — neighborhood snapshot

Population

19,694

Median age

35.2

Median income

$88,569

Median home value

$560,400

Avg household

1.78

Households w/ children

1,289

For the school run

Hillsborough County School District

ElementaryGorrie Elementary School★★★★★
MiddleWilson Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

7 of 11

PARKCREST HARBOUR ISLAND CONDO have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $414,900 $5K
Jul 6, 2026Listed at $419,900 · 37 days on market since
2005Built · PARKCREST HARBOUR ISLAND CONDO

Reality check

What actually sold near 700 S HARBOUR ISLAND BOULEVARD UNIT 137

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

700 S HARBOUR ISLAND BOULEVARD UNIT 147Sold · Jul ’26

$425,000

700 S HARBOUR ISLAND BOULEVARD UNIT 147 · same community

2 bd · 1 ba · 967 sqft · $440/sqft · 21 DOM

700 S HARBOUR ISLAND BOULEVARD UNIT 144Sold · Dec ’25

$420,000

700 S HARBOUR ISLAND BOULEVARD UNIT 144 · same community

2 bd · 1 ba · 967 sqft · $434/sqft · 133 DOM

700 S HARBOUR ISLAND BOULEVARD UNIT 810Sold · May ’26

$435,000

700 S HARBOUR ISLAND BOULEVARD UNIT 810 · same community

2 bd · 2 ba · 962 sqft · $452/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 700 S HARBOUR ISLAND BOULEVARD UNIT 137 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 700 S HARBOUR ISLAND BOULEVARD UNIT 137 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

700 S HARBOUR ISLAND BOULEVARD UNIT 137 FAQs

What would the monthly payment be for 700 S HARBOUR ISLAND BOULEVARD UNIT 137?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 700 S HARBOUR ISLAND BOULEVARD UNIT 137?+

The most recent tax bill on record (2025) was $6,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 700 S HARBOUR ISLAND BOULEVARD UNIT 137?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $414,900, this home is listed about 8% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 700 S HARBOUR ISLAND BOULEVARD UNIT 137?+

Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TAMPA 33602 market on paper

$414,900 is 28% below the TAMPA 33602 median of $580,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $419,900, now $414,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of 444 REALTY GROUP LLC · Danielle Angel. MLS #TB8526007.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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