13054 N 20TH STREET, TAMPA, FL, 33612
Active42 days on marketListed Jun 30, 2026MLS #TB8524559
About this home
13054 N 20TH STREET
PRICE REDUCTION! Two-story end-unit townhome in the desirable Hampshire Villas community of North Tampa, located at 13050 N 20th St, Tampa, FL 33612. This inviting residence offers 2 bedrooms and 1.5 bathrooms with approximately 936 square feet of comfortable living space, perfect for first-time buyers, young professionals, or investors seeking low-maintenance living with excellent rental potential. Step inside to discover a bright main floor featuring durable tile flooring that flows seamlessly into an updated kitchen complete with fresh cabinets and modern countertops—ideal for everyday meals or casual entertaining. A convenient half bath on the main level adds everyday ease, while the second floor hosts both bedrooms along with a shared full bathroom. Outside, enjoy your own fenced private rear patio, a peaceful retreat for morning coffee, grilling, or unwinding after a busy day in this low-traffic end-unit setting. Hampshire Villas provides a convenient, community-oriented lifestyle in the heart of University-area Tampa, with easy access to major roadways for effortless commuting. The location shines with world-class attractions just minutes away—Busch Gardens Tampa Bay and Adventure Island waterpark sit only a short drive north (under 5 miles), delivering thrilling roller coasters, animal encounters, and family fun year-round. Nearby highlights within 20 miles include the University of South Florida (USF) campus, just a few miles south, offering vibrant college energy, events, and the beautiful USF Botanical Gardens. Head slightly farther to ZooTampa at Lowry Park for engaging wildlife experiences, the Museum of Science & Industry (MOSI), and the scenic Tampa Riverwalk downtown (about 8-10 miles away), where you can stroll along the waterfront, dine at top restaurants, catch a game at Amalie Arena, or explore cultural spots like the Florida Aquarium and Glazer Children's Museum. Sports enthusiasts will love proximity to Raymond James Stadium (home of the Buccaneers), while beach lovers can reach stunning Gulf Coast shores like Clearwater Beach or St. Pete Beach in under an hour. Tampa International Airport is roughly 14 miles away for convenient travel, and everyday conveniences—shopping, dining, and parks—are right in the neighborhood. This move-in-ready townhome in Hampshire Villas combines practical updates, private outdoor space, and an unbeatable location in one of Tampa’s most dynamic areas. Don’t miss your chance to call this vibrant community home! There is a 2022 Roof Permit in county portal.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
936
Sqft
0.02 ac
Lot size
1985
Year built
Two
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,478 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,478/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.1%
$/sqft vs HAPSHIRE VILLAS UNREC TNHSE PLACE
$150 vs $160
Days on market
42 vs 43 typical
Where $150/sqft sits among the 6 homes for sale in HAPSHIRE VILLAS UNREC TNHSE PLACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
1 of 6
HAPSHIRE VILLAS UNREC TNHSE PLACE have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 13054 N 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$228,000
1933 OXNARD COURT · same community
3 bd · 2.5 ba · 1,111 sqft · $205/sqft · 81 DOM
Sold · Sep ’25$228,000
1935 OXNARD COURT · same community
3 bd · 2.5 ba · 1,111 sqft · $205/sqft · 0 DOM
Sold · Sep ’25$235,000
1931 OXNARD COURT · same community
3 bd · 2.5 ba · 1,111 sqft · $212/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13054 N 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13054 N 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
13054 N 20TH STREET FAQs
What would the monthly payment be for 13054 N 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,478/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13054 N 20TH STREET?+
The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13054 N 20TH STREET?+
The most recent tax bill on record (2025) was $2,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13054 N 20TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $140,000, this home is listed about 69% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13054 N 20TH STREET?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33612 market on paper
$140,000 is 55% below the TAMPA 33612 median of $314,000, and at $150/sqft it sits under the Tampa average of $345.
02Strong assigned schools
Miles Elementary School, Buchanan Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $150,000, now $140,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA BAY PREMIER REALTY · Don Suda. MLS #TB8524559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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