Kat Bonelli
$450,000$465,0002 bd2 ba1,228 sqft$366 /sqft$3,024 /mo all-in ↓

1100 PERSIMMON DRIVE, PALM HARBOR, FL, 34683

Active8 days on marketListed Jul 16, 2026MLS #TB8523875

Reduced $15KPrivate poolSingle Family ResidenceFOREST GROVE PH I

About this home

1100 PERSIMMON DRIVE

POOL! LOCATION! LIFESTYLE! You will LOVE this move-in ready, 2-bedroom, 2-bathroom, 2-CAR garage, spectacular POOL home situated on nearly 1/4 of an ACRE in the highly sought-after Forest Grove community!! NO HOA! NO FLOOD ZONE! ~ Upon entering, you’ll immediately notice the spacious, bright living and dining room area where a striking floor-to-ceiling stone wood-burning FIREPLACE creates a beautiful focal point while adding warmth and character. The adjoining large kitchen has abundant cabinetry and countertop space, eat-in dining area, STAINLESS STEEL appliances (ALL INCLUDED), and plenty of NATURAL LIGHT – including a window over the sink! Nearly every room in the home - including both bedrooms – offers beautiful views of and direct access to your sparkling POOL with its beautiful (and soothing) cascading WATERFALL! Your OVERSIZED lanai/sunroom (22’10”x15’4”) and the additional separate screened patio lead to your inviting POOL and its expansive pool deck creating the perfect setting for entertaining or just relaxing! The backyard is huge and fully fenced - offering privacy and space that’s becoming increasingly hard to find! ~ The primary bedroom boasts a walk-in closet and large windows that fill the room with NATURAL LIGHT, while framing a gorgeous, unobstructed view of the POOL! Your private ensuite includes a beautiful tiled walk-in shower and extra-long, stylish dual sink vanity. The spacious guest bedroom is bright and welcoming, with easy access to the guest bathroom. You’ll be impressed with how roomy both bedrooms and bathrooms actually are! The oversized 2-car garage offers plenty of space for vehicles, storage, hobbies, or maybe a workshop. ~ More highlights include: LVP (luxury vinyl plank) FLOORING THROUGHOUT, including at the lanai/sunroom ~ Hurricane-rated impact windows (2024) on most windows ~ ROOF (2023) ~ WATER HEATER (2026) ~ New dishwasher ~ Garbage disposal newer ~ Wood deck treated less than 2yrs ago ~ Reclaimed-water sprinkler system. ~ This amazing home is located 10mins from Honeymoon Island State Park, Caladesi Island State Park, & charming Downtown Dunedin. Only 10 miles to Clearwater Beach and 30mins to Tampa International Airport! You’ll also enjoy convenient access to top-rated hospitals, marinas, championship golf—including Innisbrook Golf Resort, Countryside Mall, boutique shopping, locally owned restaurants, parks, and countless everyday conveniences. Zoned for highly rated Ozona Elem, Palm Harbor Middle, and Palm Harbor Univ High School! ~ Homes like this don’t come along often! You’ve got to COME SEE IT!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,228

Sqft

0.21 ac

Lot size

2

Garage

1982

Year built

One

Levels

$366

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$189/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,024 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,024/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$374KedgeAI estimate $452,464 · range $389K$522K$543K

vs edgeAI estimate

−0.5%

$/sqft vs Palm Harbor actives

$366 vs $259

Days on market

8 vs 42 typical

Where $366/sqft sits among the 400 Palm Harbor actives

78
86
99
73
32 · this home
32
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 1100 PERSIMMON DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

ElementaryLake St. George Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

208 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $450,000 $15K
Jul 16, 2026Listed at $465,000 · 8 days on market since
1982Built · FOREST GROVE PH I

Reality check

What actually sold near 1100 PERSIMMON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

300 SWEETGUM COURTSold · May ’26

$399,000

300 SWEETGUM COURT · same community

2 bd · 2 ba · 1,220 sqft · $327/sqft · 2 DOM

1041 FOREST GROVE BOULEVARDSold · Sep ’25

$405,000

1041 FOREST GROVE BOULEVARD · same community

3 bd · 2 ba · 1,274 sqft · $318/sqft · 79 DOM

1023 MINEOLA CIRCLESold · Apr ’26

$465,000

1023 MINEOLA CIRCLE · same community

3 bd · 2 ba · 1,380 sqft · $337/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1100 PERSIMMON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1100 PERSIMMON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

1100 PERSIMMON DRIVE FAQs

What would the monthly payment be for 1100 PERSIMMON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,024/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1100 PERSIMMON DRIVE?+

The most recent tax bill on record (2025) was $189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1100 PERSIMMON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $450,000, this home is listed about 20% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1100 PERSIMMON DRIVE?+

Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$450,000 runs 10% above the PALM HARBOR 34683 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $465,000, now $450,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of MIHARA & ASSOCIATES INC. · Lisa Turbeville. MLS #TB8523875.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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