5973 TERRACE PARK DRIVE N UNIT 101, ST PETERSBURG, FL, 33709
Active50 days on marketListed Jun 29, 2026MLS #TB8523313
About this home
5973 TERRACE PARK DRIVE N UNIT 101
Private 1st-floor corner condo offering 2 bedrooms, 2 bathrooms, modern updates, and a bright, comfortable layout. This desirable corner unit features plenty of natural light with windows throughout, including a kitchen window, plus a screened porch located just off the living area, perfect for enjoying morning coffee or dining outdoors. The split-bedroom floor plan provides added privacy, and both bathrooms feature convenient walk-in showers. The updated kitchen and bathrooms give the home a fresh, modern feel while maintaining an easy, low-maintenance lifestyle. Located in a popular 55+ community with beautifully maintained grounds and outstanding amenities, including 6 pools, 2 clubhouses, tennis, shuffleboard, bocce courts, an auditorium, fitness center, and more. The maintenance fee includes gas cooking, heat, hot water, security, building insurance, recreation facilities, lawn care, water, sewer, and more. A small pet is allowed, making this a fantastic opportunity in a highly desirable community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
985
Sqft
1 ac
Lot size
1980
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,963 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,963/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.9%
$/sqft vs TERRACE PARK OF FIVE TOWNS
$168 vs $161
Days on market
50 vs 58 typical
Where $168/sqft sits among the 27 homes for sale in TERRACE PARK OF FIVE TOWNS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
18 of 27
TERRACE PARK OF FIVE TOWNS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5973 TERRACE PARK DRIVE N UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$115,000
5975 TERRACE PARK DRIVE N UNIT 105 · same community
2 bd · 2 ba · 915 sqft · $126/sqft · 37 DOM
Sold · Apr ’26$165,000
6190 80TH STREET N UNIT 204 · same community
2 bd · 2 ba · 1,100 sqft · $150/sqft · 82 DOM
Sold · Mar ’26$120,000
5970 80TH STREET NORTH UNIT 206 · same community
2 bd · 2 ba · 1,100 sqft · $109/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5973 TERRACE PARK DRIVE N UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5973 TERRACE PARK DRIVE N UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5973 TERRACE PARK DRIVE N UNIT 101 FAQs
What would the monthly payment be for 5973 TERRACE PARK DRIVE N UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,963/mo — principal and interest, the actual property-tax bill, the $722/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5973 TERRACE PARK DRIVE N UNIT 101?+
The association fee works out to $722 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5973 TERRACE PARK DRIVE N UNIT 101?+
The most recent tax bill on record (2025) was $443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5973 TERRACE PARK DRIVE N UNIT 101?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $165,000, this home is listed about 62% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5973 TERRACE PARK DRIVE N UNIT 101?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$165,000 runs 10% above the ST PETERSBURG 33709 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $722/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $175,000, now $165,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Joseph Kipping, PA. MLS #TB8523313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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