4201 DES MOINES STREET NE, ST PETERSBURG, FL, 33703
Active32 days on marketListed Jul 18, 2026MLS #TB8523270
About this home
4201 DES MOINES STREET NE
If you've been looking for a neighborhood where you can enjoy the outdoors and still be just minutes from downtown, Shore Acres is hard to beat. Walk to the newly renovated Shore Acres Recreation Center for the pool, playground, fitness classes, and activities for all ages. Spend weekends exploring the neighborhood parks, launching your boat nearby, playing a round at Mangrove Bay Golf Course, or biking into downtown St. Petersburg for waterfront parks, restaurants, and events. Sidewalk-lined streets and easy access to the 4th Street corridor make it easy to enjoy everything the area has to offer. This 2-bedroom, 1-bath home has been completely renovated, so you can move right in without a project waiting for you. Updates include a brand-new kitchen and bathroom, new Spanish Porcelain tile throughout, new windows, and a new privacy fence. Every space has been thoughtfully updated to create a fresh, comfortable home that's ready for its next owner. Whether you're buying your first home, downsizing, or simply looking for a move-in-ready home in one of St. Petersburg's most loved neighborhoods, this one checks all the boxes. Some neighborhoods just feel like home. Shore Acres has a way of making you feel like you've belonged here all along.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
720
Sqft
0.16 ac
Lot size
1961
Year built
One
Levels
$451
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,511 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,511/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.9%
$/sqft vs SHORE ACRES OVERLOOK SEC
$451 vs $285
Days on market
32 vs 58 typical
Where $451/sqft sits among the 24 homes for sale in SHORE ACRES OVERLOOK SEC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
12 of 24
SHORE ACRES OVERLOOK SEC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4201 DES MOINES STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,000
4219 DES MOINES STREET NE · same community
2 bd · 1 ba · 720 sqft · $278/sqft · 16 DOM
Sold · Jul ’26$205,000
4666 HELENA STREET NE · same community
2 bd · 1 ba · 984 sqft · $208/sqft · 569 DOM
Sold · Jul ’26$215,000
3919 HARRISBURG STREET NE · same community
3 bd · 1 ba · 1,040 sqft · $207/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4201 DES MOINES STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4201 DES MOINES STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4201 DES MOINES STREET NE FAQs
What would the monthly payment be for 4201 DES MOINES STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,511/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4201 DES MOINES STREET NE?+
The most recent tax bill on record (2025) was $3,524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4201 DES MOINES STREET NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $325,000, this home is listed about 24% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4201 DES MOINES STREET NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$325,000 is 21% below the ST PETERSBURG 33703 median of $412,500.
02Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $350,000, now $325,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROE REALTY · Victoria Wassmer. MLS #TB8523270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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