Kat Bonelli

5191 E PARSONS POINT ROAD, HERNANDO, FL, 34442

Active23 days on marketListed Jun 26, 2026MLS #TB8523233

Priced 71% below the HERNANDO 34442 medianWaterfrontR H THOMAS UNREC SUB

About this home

5191 E PARSONS POINT ROAD

Two beautiful, half acre+ (mol) deep water canal lots, buy them both for $155,000 for 111 feet along a deep water canal with direct access to the Tsala Popka Chain of Lakes or buy just 5217 E Parsons Point Rd for $80,000. Build your dream house then ski every day… Quiet Neighborhood, with dead end street The Lots have been cleared and have beautiful mature oaks, magnolias and other hard wood trees. Most of the Property is fenced. 5217 E Parsons Point Rd can be purchased separately for $80000…5191 E Parsons Point Rd is available only as part of the double lot sale.

Facts & features

The home at a glance

0.53 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesSouth

Community & fees

Taxes (2025)$281/yr
CommunityFishing · Public Boat Ramp · Waterfront · Beach Area

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$690 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$471
FHA mortgage insurance (est.)$35
Property tax — 2025 actual bill$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,800
Interest rate6.00%
Loan term

Estimated payment

$690/mo

Principal & interest$471
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hernando

Map of 5191 E PARSONS POINT ROAD

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% below the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $80,000 · 23 days on market since

Reality check

What actually sold near 5191 E PARSONS POINT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3990 N BLUEWATER DRIVESold · Feb ’26

$130,000

3990 N BLUEWATER DRIVE

2 bd · 1 ba · 744 sqft · $175/sqft · 6 DOM

2720 N LAKEFRONT DRIVESold · Jun ’26

$159,000

2720 N LAKEFRONT DRIVE

2 bd · 1 ba · 815 sqft · $195/sqft · 1 DOM

3910 N BLUEWATER DRIVESold · Jul ’25

$130,000

3910 N BLUEWATER DRIVE

2 bd · 1 ba · 960 sqft · $135/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5191 E PARSONS POINT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5191 E PARSONS POINT ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

5191 E PARSONS POINT ROAD FAQs

What would the monthly payment be for 5191 E PARSONS POINT ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5191 E PARSONS POINT ROAD?+

The most recent tax bill on record (2025) was $281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando?+

At $80,000, this home is listed about 79% below the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 5191 E PARSONS POINT ROAD?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA EXECUTIVE REALTY · Sue Dumelle Dei. MLS #TB8523233.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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