314 E FRANCES AVENUE, TAMPA, FL, 33602
Active37 days on marketListed Jun 25, 2026MLS #TB8522832
About this home
314 E FRANCES AVENUE
Rare opportunity to own a charming bungalow in the heart of Tampa Heights, blending the timeless character and craftsmanship of the past with the modern updates and conveniences of today. The main residence features 2 bedrooms and 2 bathrooms with an open-concept floor plan, soaring ceilings, rich hardwood floors, a cozy fireplace, and an updated kitchen designed for both everyday living and entertaining. A standout feature is the original heart pine built-in counter area that can be used as a dining table, thoughtfully preserved during the home's renovation. Adding to the property's appeal is a detached studio apartment complete with its own kitchen and bathroom—ideal as a guest suite, home office, fitness studio, creative space, or additional living quarters. Step outside to enjoy your private backyard oasis featuring a sparkling pool, low-maintenance artificial turf, and drip irrigation for easy landscape care. A spacious two-car garage with central heating and air conditioning provides the perfect climate-controlled space for hobbies, projects, a workshop, or additional storage. An added rear parking pad with alley access offers extra off-street parking—a rare and highly desirable feature in Tampa Heights. For those seeking multigenerational living or the opportunity to live alongside friends or family, the neighboring property at 316 E. Frances Ave is also available for purchase. This home is conveniently located just minutes from Downtown Tampa, the Riverwalk, restaurants, entertainment, and all the amenities this vibrant area has to offer, this is a truly unique property you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,472
Sqft
0.11 ac
Lot size
2
Garage
1912
Year built
One
Levels
$459
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,260 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,260/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$459 vs $300
Days on market
37 vs 33 typical
Where $459/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
183 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 314 E FRANCES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$450,000
11740 SW 222nd St, Miami FL 33170 · same community
4 bd · 2 ba · 1,520 sqft · $296/sqft · 8 DOM
Sold · Jun ’26$585,000
2303 N JEFFERSON STREET · same community
3 bd · 2.5 ba · 1,415 sqft · $413/sqft · 113 DOM
Sold · Sep ’25$490,000
11840 SW 221st St, Miami FL 33170 · same community
4 bd · 2 ba · 1,283 sqft · $382/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 314 E FRANCES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 314 E FRANCES AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
314 E FRANCES AVENUE FAQs
What would the monthly payment be for 314 E FRANCES AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,260/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 314 E FRANCES AVENUE?+
The most recent tax bill on record (2025) was $2,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 314 E FRANCES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $675,000, this home is listed about 45% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 314 E FRANCES AVENUE?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 17% above the TAMPA 33602 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Noelle Morris. MLS #TB8522832.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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