
3605 EAGLE NEST DRIVE, HERNANDO BEACH, FL, 34607
Active30 days on marketListed Jun 19, 2026MLS #TB8520896
About this home
3605 EAGLE NEST DRIVE
Experience elevated coastal living at its finest in this exceptional home offering a split floor plan similar to that of a duplex with 4-bedrooms, 4-bathrooms, 2-kitchens, 2-living rooms, and 2-laundry rooms, offering flexibility for a variety of living arrangements. Located in the highly sought-after community of Hernando Beach you can't go wrong with a home like this that has so much opportunity. Thoughtfully designed for both luxury and comfort, each spacious bedroom offers its own private en-suite bath, creating a perfect retreat for family and guests. From the moment you enter, you’re greeted by soaring ceilings, abundant natural light, and an open-concept layout that seamlessly blends elegance with functionality. Both kitchens feature ample cabinetry, generous counter space, and flows effortlessly into the expansive living and dining areas—ideal for entertaining on any scale. Step outside and embrace the true Florida lifestyle. Whether you're enjoying peaceful mornings with coastal breezes or hosting sunset gatherings, the outdoor living spaces provide the perfect backdrop. With close proximity to the Gulf, this property is a dream for boating and fishing enthusiasts alike. Perfect as a primary residence, luxury vacation home, or income-producing investment, this home offers the best of living in one of Florida’s hidden gems. Schedule your private showing today and discover the lifestyle you deserve. USDA ELIGIBLE PROPERTY!!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
1,890
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,967 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,967/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs GULF COAST RET
$307 vs $371
Days on market
30 vs 35 typical
Where $307/sqft sits among the 18 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
8 of 18
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3605 EAGLE NEST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$710,000
4475 BURMUDA DRIVE · same community
3 bd · 3 ba · 1,874 sqft · $379/sqft · 35 DOM
Sold · Dec ’25$425,000
5144 CEDARBROOK LANE · same community
4 bd · 3 ba · 1,936 sqft · $220/sqft · 168 DOM
Sold · Sep ’25$490,000
4503 JACONA DRIVE · same community
3 bd · 2 ba · 1,977 sqft · $248/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3605 EAGLE NEST DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3605 EAGLE NEST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3605 EAGLE NEST DRIVE FAQs
What would the monthly payment be for 3605 EAGLE NEST DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,967/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3605 EAGLE NEST DRIVE?+
The most recent tax bill on record (2025) was $5,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $580,000, this home is listed about 6% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3605 EAGLE NEST DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALIGN RIGHT REALTY LLC · William Roberts. MLS #TB8520896.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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