Kat Bonelli
$610,000$749,0003 bd3 ba1,633 sqft$374 /sqft$3,987 /mo all-in ↓

5515 LAKE LE CLARE ROAD, LUTZ, FL, 33558

Active48 days on marketListed Jun 20, 2026MLS #TB8516728

Reduced $139KSingle Family ResidenceLECLARE ESTATES

About this home

5515 LAKE LE CLARE ROAD

"Welcome to your own private paradise in Lutz! This charming ranch-style home features 3 bedrooms, 3 full bathrooms, and 1,633 sq. ft. of living space, nestled on a spectacular, fully fenced 1.33-acre lot complete with its own scenic private pond. Roof is 2023, Septic drain field has been recently updated. Enjoy the ultimate freedom of homeownership with NO HOA restrictions and NO CDD fees! Upon entering, you will be greeted by an open-concept layout boasting beautiful hardwood floors and a cozy family room centered around a wood-burning fireplace. The fully equipped kitchen features modern stainless-steel appliances. The owner's suite offers a completely remodeled, updated bathroom. The outdoor space is a true oasis for relaxation or entertainment, offering a deck, a covered porch, and a massive screened-in lanai to enjoy Florida's beautiful weather year-round. This property also includes an attached garage with a carport, additional outdoor storage, a recently updated septic drain field, and fresh paint inside and out. Located in one of Hillsborough County’s most desirable pockets, the land features ASC-1 agricultural zoning, offering immense versatility. Best of all, it is situated within the highly coveted, top-rated Steinbrenner High School district. Experience the perfect blend of country serenity and city convenience, just minutes away from Dale Mabry Highway, the Veterans Expressway, 20 minutes from the Tampa International Airport. Perfectly located near Cypress Point Park! Enjoy ultimate Florida living just 20 minutes away with instant access to PADL rentals for kayaking and paddleboarding, scenic nature trails, a beautiful beach area, and stunning sunset views right in your backyard. and prime Tampa Bay shopping and dining. Schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,633

Sqft

1.33 ac

Lot size

1963

Year built

One

Levels

$374

Per sqft

Fireplace

Inside

FlooringTile
AppliancesMicrowave · Range · Refrigerator
InteriorOther
LaundryOutside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$3,675/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,987 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2025 actual bill$306
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$3,987/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$306
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$374 vs $243

Days on market

48 vs 43 typical

Where $374/sqft sits among the 261 Lutz actives

80
77
53
23
8 · this home
20
$172–214$214–255$255–296$296–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Northdale

Map of 5515 LAKE LE CLARE ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

Northdale — neighborhood snapshot

Population

24,347

Median age

38

Median income

$87,959

Median home value

$291,444

Avg household

2

Households w/ children

2,819

For the school run

Hillsborough County School District

MiddleHill Middle School★★★★★
ElementaryNorthwest Elementary School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$541K$548K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

158 of 261

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $610,000 $139K
Jun 20, 2026Listed at $749,000 · 48 days on market since
1963Built · LECLARE ESTATES

Reality check

What actually sold near 5515 LAKE LE CLARE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4710 SOUTHBREEZE DRIVESold · May ’26

$499,000

4710 SOUTHBREEZE DRIVE

3 bd · 2 ba · 1,630 sqft · $306/sqft · 3 DOM

16127 GARDENDALE DRIVESold · Mar ’26

$404,000

16127 GARDENDALE DRIVE

3 bd · 2 ba · 1,646 sqft · $245/sqft · 132 DOM

15803 IRONWARE PLACESold · Jun ’26

$346,500

15803 IRONWARE PLACE

3 bd · 2 ba · 1,600 sqft · $217/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5515 LAKE LE CLARE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5515 LAKE LE CLARE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

5515 LAKE LE CLARE ROAD FAQs

What would the monthly payment be for 5515 LAKE LE CLARE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,987/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5515 LAKE LE CLARE ROAD?+

The most recent tax bill on record (2025) was $3,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $610,000, this home is listed about 24% above the Lutz median of $492,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5515 LAKE LE CLARE ROAD?+

Hill Middle School (middle), Northwest Elementary School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$610,000 runs 56% above the LUTZ 33558 median.

02Strong assigned schools

Hill Middle School, Northwest Elementary School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Northwest Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $749,000, now $610,000 — a $139K cut. The full history is in the market section below.

Listing courtesy of SELLING USA, LLC · Eleydi Alvarez Lopez, Llc. MLS #TB8516728.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5515 LAKE LE CLARE ROAD, LUTZ, FL — 3 Bed, 3 Bath — $610,000 | CENTURY 21 Edge