4601 N EMERALD AVENUE, TAMPA, FL, 33614
Active63 days on marketListed Jun 5, 2026MLS #TB8515921
About this home
4601 N EMERALD AVENUE
Located in Plaza Terrace, this 3 bedroom, 2 bath home puts you in the heart of one of Tampa's most convenient neighborhoods with all the expensive upgrades already done for you! Inside, natural light fills the open living spaces through all new windows installed in October 2022. Built in bookshelves and a cozy reading nook add character, while major system updates provide peace of mind for years to come. The home features a newer roof from 2021, all new plumbing completed in 2022 with over $25,000 invested, all new HVAC system and ductwork installed in 2023, and a brand-new tankless water heater installed in 2026. Updated bathrooms and modern improvements throughout make this home truly move-in ready. Step outside to an oversized backyard with plenty of room for game day gatherings, a future pool, or simply enjoying your own private outdoor space, complete with a new PVC privacy fence. Catch Bucs games, concerts, and major events at Raymond James Stadium, watch the Yankees during Spring Training at Steinbrenner Field, enjoy evening walks at Al Lopez Park, and take advantage of being right next door to Jesuit High School. Tampa International Airport, International Plaza, and countless dining and shopping options are all just minutes away. No flood zone. No HOA. Just a move-in ready home in a location that's hard to beat. South Tampa convenience without the South Tampa price tag.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,439
Sqft
0.23 ac
Lot size
1958
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,492 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,492/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs Tampa actives
$299 vs $301
Days on market
63 vs 40 typical
Where $299/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
203 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4601 N EMERALD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$470,000
4610 N LINCOLN AVENUE · same community
4 bd · 3 ba · 1,467 sqft · $320/sqft · 77 DOM
Sold · Dec ’25$440,000
2723 W CORDELIA STREET
3 bd · 2 ba · 1,439 sqft · $306/sqft · 15 DOM
Sold · Aug ’25$310,000
2424 W TAMPA BAY BOULEVARD UNIT B211
2 bd · 2 ba · 1,440 sqft · $215/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4601 N EMERALD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4601 N EMERALD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4601 N EMERALD AVENUE FAQs
What would the monthly payment be for 4601 N EMERALD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,492/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4601 N EMERALD AVENUE?+
The most recent tax bill on record (2025) was $7,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $430,000, this home is listed about 4% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4601 N EMERALD AVENUE?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME TEAM LUXURY REALTY FL, LLC · Stacie Garcia. MLS #TB8515921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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