Kat Bonelli
$839,999$875,0005 bd4 ba3,284 sqft$256 /sqft$6,498 /mo all-in ↓

10534 BERMUDA ISLE DRIVE, TAMPA, FL, 33647

Active64 days on marketListed Jun 5, 2026MLS #TB8515391

Reduced $35KPrivate poolSingle Family ResidenceCORY LAKE ISLES PH 2 UNIT 1

About this home

10534 BERMUDA ISLE DRIVE

Recently appraised and priced with confidence. Let the seller help make this home yours. Seller is willing to contribute toward buyer closing costs or an interest rate buy down with an acceptable offer, making homeownership more affordable. Welcome to Cory Lake Isles, where brick lined streets, towering palms, and a gated lifestyle create one of Tampa's most desirable communities. This beautifully renovated 5 bedroom, 4 bathroom pool home has been thoughtfully updated from top to bottom, with the roof being the only major component not recently replaced. Designed for flexibility, the main level features the spacious primary suite with two walk in closets and a luxurious ensuite bath with a soaking tub and separate shower, along with three additional bedrooms, including one that easily serves as a home office, nursery, fitness room, or guest suite. The stunning remodeled two tone kitchen combines timeless style with everyday function, offering abundant cabinetry, a large walk in pantry, and seamless flow into the living and entertaining spaces. Storage is exceptional throughout the home, including an oversized walk in storage closet beneath the staircase, generous bedroom closets, and additional storage spaces rarely found in today's homes. Upstairs offers a private retreat complete with a spacious bonus room, oversized bedroom, full bath, walk in storage closet, and private balcony, making it perfect for multigenerational living, extended guests, a media room, teen suite, or second living area. Beautifully updated bathrooms feature timeless finishes, while the convenient pool bath includes a full shower. Major system updates provide added peace of mind, including recently replaced AC units, hot water heater, pool heater, and pool equipment. Step outside to your private screened pool and experience the space, flexibility, and quality that make this home an exceptional value in one of Tampa's premier gated communities. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,284

Sqft

0.37 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$256

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Trash Compactor · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$26/mo
Taxes (2025)$17,576/yr
PetsYes
CommunityCommunity Boat Ramp · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Available · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,498 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$1,465
HOA fee — from the listing$26
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,000
Interest rate6.00%
Loan term

Estimated payment

$6,498/mo

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property taxes (actual bill)$1,465
HOA / condo fee$26
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $840K
$620KedgeAI estimate $740,299 · range $646K$850K$884K

vs edgeAI estimate

+13.5%

$/sqft vs Tampa actives

$256 vs $301

Days on market

64 vs 42 typical

Where $256/sqft sits among the 400 Tampa actives

189 · this home
121
31
19
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cory Lake Isles

Map of 10534 BERMUDA ISLE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Cory Lake Isles — neighborhood snapshot

Population

2,714

Median age

44

Median income

$205,018

Median home value

$711,583

Avg household

3

Households w/ children

354

For the school run

Hillsborough County School District

MiddleBenito Middle School★★★★
ElementaryPride Elementary School★★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

198 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $839,999 $35K
Jun 5, 2026Listed at $875,000 · 64 days on market since
2005Built · CORY LAKE ISLES PH 2 UNIT 1

Reality check

What actually sold near 10534 BERMUDA ISLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10534 BERMUDA ISLE DRIVESold · Feb ’26

$535,000

10534 BERMUDA ISLE DRIVE · same community

5 bd · 3.5 ba · 3,284 sqft · $163/sqft · 67 DOM

10521 BERMUDA ISLE DRIVESold · Dec ’25

$980,000

10521 BERMUDA ISLE DRIVE · same community

4 bd · 4 ba · 3,709 sqft · $264/sqft · 100 DOM

10550 BERMUDA ISLE DRIVESold · Dec ’25

$580,000

10550 BERMUDA ISLE DRIVE · same community

4 bd · 3 ba · 2,613 sqft · $222/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10534 BERMUDA ISLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10534 BERMUDA ISLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

10534 BERMUDA ISLE DRIVE FAQs

What would the monthly payment be for 10534 BERMUDA ISLE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,498/mo — principal and interest, the actual property-tax bill, the $26/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10534 BERMUDA ISLE DRIVE?+

The association fee works out to $26 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10534 BERMUDA ISLE DRIVE?+

The most recent tax bill on record (2025) was $17,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10534 BERMUDA ISLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $839,999, this home is listed about 87% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10534 BERMUDA ISLE DRIVE?+

Benito Middle School (middle), Pride Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$839,999 runs 127% above the TAMPA 33647 median — but at 3,284 sqft it's also nearly twice the size of the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Benito Middle School, Pride Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $875,000, now $839,999 — a $35K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Katrina Moseley. MLS #TB8515391.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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