3851 PACENTE LOOP, WESLEY CHAPEL, FL, 33543
Active46 days on marketListed Jun 5, 2026MLS #TB8515262
About this home
3851 PACENTE LOOP
Welcome to Ashton Oaks, one of Wesley Chapel's most desirable communities featuring low HOA fees and no CDD! This beautifully maintained 3-bedroom, 2.5-bath home offers nearly 1,920 square feet of thoughtfully designed living space with tranquil pond and conservation views. The open-concept floor plan features a spacious family room, formal living area, and a well-appointed kitchen with rich wood cabinetry, granite countertops, center island, and abundant storage—perfect for everyday living and entertaining. The private owner's suite offers a relaxing retreat with dual vanities, a soaking tub, walk-in closet, and serene water views. A split-bedroom layout provides added privacy for family and guests. Enjoy Florida living year-round from the covered lanai overlooking the pond and natural preserve beyond. Additional highlights include tile flooring throughout the main living areas, an inside laundry room, attached 2-car garage, and mature landscaping. Conveniently located near I-75, SR 56, The Shops at Wiregrass, Tampa Premium Outlets, AdventHealth Wesley Chapel, dining, entertainment, and top-rated schools. A rare opportunity to own a move-in-ready home with picturesque views in the heart of Wesley Chapel.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,918
Sqft
0.16 ac
Lot size
2
Garage
2013
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,274 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,274/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wesley Chapel actives
$218 vs $200
Days on market
46 vs 32 typical
Where $218/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ashton Oaks
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Ashton Oaks — neighborhood snapshot
Population
611
Median age
48
Median income
$129,868
Median home value
$320,000
Avg household
3
Households w/ children
73%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
208 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 3851 PACENTE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$546,900
3499 MALTA AVENUE
3 bd · 3 ba · 1,954 sqft · $280/sqft · 0 DOM
Sold · Feb ’26$566,400
3198 MALTA AVENUE
3 bd · 3 ba · 1,954 sqft · $290/sqft · 245 DOM
Sold · Jan ’26$589,900
3511 MALTA AVENUE
3 bd · 4.5 ba · 1,954 sqft · $302/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3851 PACENTE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3851 PACENTE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3851 PACENTE LOOP FAQs
What would the monthly payment be for 3851 PACENTE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,274/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3851 PACENTE LOOP?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3851 PACENTE LOOP?+
The most recent tax bill on record (2025) was $4,364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3851 PACENTE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $419,000, this home is listed about 4% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3851 PACENTE LOOP?+
Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,000 runs 21% above the WESLEY CHAPEL 33543 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Aaron Tadlock. MLS #TB8515262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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