Kat Bonelli
Pending
$460,3705 bd4.5 ba3,416 sqft$135 /sqft$3,382 /mo all-in ↓

1754 RUBY LANE, LAKE ALFRED, FL, 33850

Pending49 days on marketListed Jun 4, 2026MLS #TB8515226

New constructionSingle Family ResidenceSILVERLAKE PHASE 2

About this home

1754 RUBY LANE

Under Construction. Enjoy all the benefits of a New Construction Home in the Pulte Homes community of Silverlake, ideally located in Lake Alfred, FL, just minutes from I-4 and US-17. This community provides easy access to Lakeland and the Greater Orlando Area and offers resort-style amenities, including a covered cabana clubhouse, pool, playground, and more. Plus, this community is Water Start Certified, so you’ll enjoy monthly energy savings! Featuring the popular Yellowstone floor plan, this home has the space you’ve been looking for. The stylish kitchen showcases a large center island, white cabinets, quartz countertops, Whirlpool stainless steel appliances including a dishwasher, microwave, refrigerator and range, and a large single-bowl sink. The bathrooms have matching cabinets and quartz countertops and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18”x18” tile floor in the baths and laundry room, and stain-resistant carpet in the bedrooms and loft. This home has an ideal layout with a 1st-floor bedroom with full bath, oversized loft, versatile flex room, convenient 2nd-floor laundry room with Whirlpool washer and dryer, walk-in closets in 4 of the 5 bedrooms, storage under the stairs, and a 2-car garage with epoxy flooring. Additional upgrades include pocket sliding glass doors that open to a covered lanai, faux wood blinds and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,416

Sqft

0.14 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$135

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · In Wall Pest System · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorthwest
ParkingDriveway · Garage Door Opener · Tandem
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$11/mo
Taxes (2025)$3,565/yr
PetsBreed Restrictions, Number Limit, Yes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,382 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,710
FHA mortgage insurance (est.)$204
Property tax — 2025 actual bill$297
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,113Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,113
Interest rate6.00%
Loan term

Estimated payment

$3,382/mo

Principal & interest$2,710
FHA mortgage insurance (est.)$204
Property taxes (actual bill)$297
HOA / condo fee$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$442KedgeAI estimate $484,924 · range $463K$517K$538K

vs edgeAI estimate

−5.1%

Days on market

49 vs 61 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Alfred

Map of 1754 RUBY LANE

Drive times from this address

Walt Disney World31 min
Universal Orlando41 min
Downtown Orlando47 min
Orlando Int’l Airport (MCO)52 min
Downtown Tampa58 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Alfred. See the full Lake Alfred guide →

LAKE ALFRED 33850 — neighborhood snapshot

Population

9,825

Median age

43.5

Median income

$53,877

Median home value

$215,700

Avg household

2.49

Households w/ children

1,055

For the school run

Polk County School District

ElementaryWalter Caldwell Elementary School★★★★★
HighAuburndale Senior High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Alfred market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$320K$349K

Lake Alfred median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $460,370 · 49 days on market since
2026Built · SILVERLAKE PHASE 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1754 RUBY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1754 RUBY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

1754 RUBY LANE FAQs

What would the monthly payment be for 1754 RUBY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,382/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1754 RUBY LANE?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1754 RUBY LANE?+

The most recent tax bill on record (2025) was $3,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1754 RUBY LANE?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Alfred?+

At $460,370, this home is listed about 37% above the Lake Alfred median of $334,995. The market section on this page shows how the area is trending.

Which schools are assigned to 1754 RUBY LANE?+

Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PULTE REALTY OF WEST FLORIDA LLC · Jacque Gendron. MLS #TB8515226.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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