8744 W OAK STREET, CRYSTAL RIVER, FL, 34428
Active81 days on marketListed May 16, 2026MLS #TB8509340
About this home
8744 W OAK STREET
PRICE REDUCTION!!! Come build your dream home, private retreat, or RV getaway on this exceptional 4.8-acre parcel in the heart of Crystal River. Unlike many vacant land opportunities, this property is already equipped with a well, septic, electric service, and paid impact fees, providing substantial savings and reducing the time and expense required to begin your project. Partially cleared with an established access road, the property offers the perfect balance of privacy, usability, and flexibility. Whether you're planning a custom home, barndominium, workshop, RV storage, or simply looking for a recreational escape, this versatile acreage provides ample space to bring your vision to life. Surrounded by Florida's natural beauty, you'll enjoy convenient access to Crystal River's world-famous springs, boating, fishing, kayaking, manatee encounters, and outdoor recreation while still benefiting from the peace and tranquility of country living. Properties with existing infrastructure already in place are becoming increasingly difficult to find. This is a rare opportunity to own nearly five acres of improved land with development costs already covered and endless potential for residential, seasonal, or investment use. NO HOA. NO CDD. Sold As-Is. Buyer to verify.
Facts & features
The home at a glance
4.8 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,259 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,259/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 8744 W OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$328,000
8341 W OAK STREET · same community
3 bd · 2 ba · 1,530 sqft · $214/sqft · 48 DOM
Sold · Jun ’26$105,000
8515 W ORANGETREE STREET
2 bd · 1 ba · 672 sqft · $156/sqft · 4 DOM
Sold · Aug ’25$175,000
309 NW CRYSTAL STREET
2 bd · 1 ba · 780 sqft · $224/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8744 W OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8744 W OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
8744 W OAK STREET FAQs
What would the monthly payment be for 8744 W OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8744 W OAK STREET?+
The most recent tax bill on record (2025) was $1,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $160,000, this home is listed about 47% below the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 8744 W OAK STREET?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRYSTAL RIVER 34428 market on paper
$160,000 is 15% below the CRYSTAL RIVER 34428 median of $189,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $189,000, now $160,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of INSPIRED REALTY, LLC · Nels Hinderlie. MLS #TB8509340.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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