
5425 SADDLEBROOK WAY, WESLEY CHAPEL, FL, 33543
Active64 days on marketListed May 21, 2026MLS #TB8509012
About this home
5425 SADDLEBROOK WAY
Renovated 4-bedroom, 5-bathroom pool home with 2,998 square feet on a half-acre lot in the gated Saddlebrook Resort community in Wesley Chapel, Florida. No CDD fee. The interior was rebuilt down to the studs in 2012, giving this home modern systems and finishes inside a well-established Saddlebrook setting. The 23,745-square-foot lot offers privacy and outdoor space that's rare to find inside the resort, and the home sits walkable to the clubhouse and resort amenities. The family room features vaulted ceilings and a fireplace, creating an open and airy gathering space. Custom built-ins run throughout the home, from the living room cabinetry to the office and bedroom closets, delivering exceptional storage in every room. A whole-home Bose speaker system runs through the interior living areas and continues outside to the pool deck, ready for entertaining. The chef's kitchen features a cooktop, a built-in Hitachi grill, high-end stainless appliances, a wine fridge, and a walk-in pantry with custom shelving. Storage is a real selling point throughout this home, from the oversized pantry to the closets and built-ins. The primary suite is the standout. It includes two full bathrooms, a setup that's hard to find at this price point. Three additional bedrooms each function as private suites with attached full bathrooms and walk-in closets. One of the bedrooms is currently used as a home office. The flexible layout offers options for a private guest wing, a dedicated office, or separate living quarters. Step outside to a private saltwater pool with a spacious screened lanai, professional landscaping, and plenty of room to lounge or host. The half-acre lot provides backyard space that most Saddlebrook homes don't have. The outdoor living area is built for Florida weather and quiet mornings with coffee. Major systems are dialed in. The primary AC was replaced in 2021, and the second AC unit was replaced in 2026, giving the next owner peace of mind on the two biggest mechanical expenses in a Florida home. The attached 2-car garage adds direct entry and additional storage. Saddlebrook Resort sits at the door with championship golf, the Saddlebrook Tennis program, a full-service spa, a fitness center, and resort pools available through separate membership. The on-site restaurants are open to the public, so residents can enjoy resort dining without a membership. The home sits minutes from The Shops at Wiregrass, Tampa Premium Outlets, BayCare Hospital, Interstate 75, and downtown Tampa. With no CDD fee, this is a rare opportunity to own a renovated pool home on a half-acre lot inside Saddlebrook, Wesley Chapel, FL.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
2,998
Sqft
0.55 ac
Lot size
2
Garage
1983
Year built
One
Levels
$400
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,092 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,092/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wesley Chapel actives
$400 vs $201
Days on market
64 vs 32 typical
Where $400/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebrook
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Saddlebrook — neighborhood snapshot
Population
1,484
Median age
55
Median income
$122,269
Median home value
$592,061
Avg household
2
Households w/ children
202
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
206 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 246% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 5425 SADDLEBROOK WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
5319 SADDLEBROOK WAY · same community
4 bd · 2 ba · 2,413 sqft · $218/sqft · 119 DOM
Sold · Apr ’26$1,050,000
28501 PICANA LANE
4 bd · 3 ba · 3,030 sqft · $347/sqft · 66 DOM
Sold · Jul ’26$980,000
29256 PICANA LANE
4 bd · 3 ba · 3,030 sqft · $323/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5425 SADDLEBROOK WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5425 SADDLEBROOK WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5425 SADDLEBROOK WAY FAQs
What would the monthly payment be for 5425 SADDLEBROOK WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,092/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5425 SADDLEBROOK WAY?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5425 SADDLEBROOK WAY?+
The most recent tax bill on record (2025) was $10,737. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5425 SADDLEBROOK WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $1,200,000, this home is listed about 176% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5425 SADDLEBROOK WAY?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,200,000 runs 246% above the WESLEY CHAPEL 33543 median — but at 2,998 sqft it's also 43% larger than the typical Wesley Chapel listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
64 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,250,000, now $1,200,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Whitney Lohr. MLS #TB8509012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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