4506 S OAK DRIVE UNIT S92, TAMPA, FL, 33611
Active89 days on marketListed May 13, 2026MLS #TB8508435
About this home
4506 S OAK DRIVE UNIT S92
PRICE REDUCED! Welcome home to this charming second floor walk-up in a prime South Tampa location! Fair Oaks Condominiums is a quiet, concrete constructed complex with a lake, pool, clubhouse, sidewalks, and more. This unit has been completely remodeled to include newer: floors, kitchen, bathroom, HVAC, and energy efficient double pane windows and doors. The bathroom is smartly configured, providing a separate vanity area for each bedroom with a shared toilet and shower/tub area. The rear screened porch is a nice touch, with laundry closet and storage. One reserved parking place with plenty of guest parking for a second car or friends. The condo fee includes water, sewer, trash, pool, lake, common areas, cable TV, exterior maintenance, and insurance for the building. 35 lb pet weight limit. Owners may not rent for the first two years of ownership. Welcome home to this cute little South Tampa condo!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
781
Sqft
1981
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,575 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,575/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.7%
$/sqft vs Tampa actives
$255 vs $299
Days on market
89 vs 43 typical
Where $255/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fair Oaks / Manhattan Manor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Fair Oaks / Manhattan Manor — neighborhood snapshot
Population
4,862
Median age
42
Median income
$70,896
Median home value
$393,257
Avg household
2
Households w/ children
510
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $432K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
207 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4506 S OAK DRIVE UNIT S92
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$165,000
3802 N OAK DRIVE UNIT W22 · same community
2 bd · 1 ba · 781 sqft · $211/sqft · 79 DOM
Sold · Dec ’25$124,000
4508 S OAK DRIVE UNIT T22 · same community
2 bd · 1 ba · 781 sqft · $159/sqft · 12 DOM
Sold · Jun ’26$97,500
3804 N OAK DRIVE UNIT X21 · same community
1 bd · 1 ba · 578 sqft · $169/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4506 S OAK DRIVE UNIT S92 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4506 S OAK DRIVE UNIT S92 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4506 S OAK DRIVE UNIT S92 FAQs
What would the monthly payment be for 4506 S OAK DRIVE UNIT S92?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,575/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4506 S OAK DRIVE UNIT S92?+
The most recent tax bill on record (2025) was $1,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4506 S OAK DRIVE UNIT S92?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $199,000, this home is listed about 56% below the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4506 S OAK DRIVE UNIT S92?+
Anderson Elementary School (elementary), Madison Middle School (middle), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33611 market on paper
$199,000 is 51% below the TAMPA 33611 median of $404,500, and at $255/sqft it sits under the Tampa average of $346.
02Time on market is leverage
89 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Anderson Elementary School, Madison Middle School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $215,000, now $199,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGENTRY REAL ESTATE LLC · Lance Lansrud, Jr.. MLS #TB8508435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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