6643 TRAIL RIDGE DRIVE UNIT 00, LAKELAND, FL, 33813
Active92 days on marketListed May 11, 2026MLS #TB8507290
About this home
6643 TRAIL RIDGE DRIVE UNIT 00
Located in the desirable Bluffs of Christina community, offers an excellent opportunity for low-maintenance, carefree living in a well-established South Lakeland neighborhood. This property is ideal for buyers seeking a maintenance-free lifestyle, with community services that typically include exterior upkeep, lawn care, and common area maintenance—allowing residents to focus on enjoying their home rather than managing it. The Bluffs of Christina is known for its quiet, residential setting with mature landscaping, tree-lined streets, and a strong sense of community. Conveniently situated near shopping, dining, medical facilities, and major roadways, the location provides easy access to everything Lakeland has to offer while maintaining a peaceful, tucked-away feel. Whether for a primary residence or seasonal use, this home presents a practical and attractive option for buyers looking to simplify their living experience without sacrificing location or community appeal.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,209
Sqft
0.11 ac
Lot size
1986
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
$/sqft vs Lakeland actives
$141 vs $194
Days on market
92 vs 45 typical
Where $141/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Christina Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Christina Woods — neighborhood snapshot
Population
2,765
Median age
43
Median income
$110,077
Median home value
$340,637
Avg household
3
Households w/ children
355
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 6643 TRAIL RIDGE DRIVE UNIT 00
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$169,500
6655 SWEETBRIAR LANE UNIT 0 · same community
2 bd · 2 ba · 1,238 sqft · $137/sqft · 160 DOM
Sold · Dec ’25$267,800
319 SHADOW MOSS COURT UNIT 319 · same community
2 bd · 2 ba · 1,438 sqft · $186/sqft · 168 DOM
Sold · Mar ’26$220,000
6763 TRAIL RIDGE DRIVE UNIT 6763 · same community
3 bd · 2 ba · 1,754 sqft · $125/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6643 TRAIL RIDGE DRIVE UNIT 00 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6643 TRAIL RIDGE DRIVE UNIT 00 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
6643 TRAIL RIDGE DRIVE UNIT 00 FAQs
What would the monthly payment be for 6643 TRAIL RIDGE DRIVE UNIT 00?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,190/mo — principal and interest, the actual property-tax bill, the $750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6643 TRAIL RIDGE DRIVE UNIT 00?+
The association fee works out to $750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6643 TRAIL RIDGE DRIVE UNIT 00?+
The most recent tax bill on record (2025) was $2,444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6643 TRAIL RIDGE DRIVE UNIT 00?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $169,990, this home is listed about 50% below the Lakeland median of $337,300. The market section on this page shows how the area is trending.
Which schools are assigned to 6643 TRAIL RIDGE DRIVE UNIT 00?+
Scott Lake Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33813 market on paper
$169,990 is 58% below the LAKELAND 33813 median of $400,000, and at $141/sqft it sits under the Lakeland average of $207.
02Know the monthly fee
The association fee is $750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
92 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $179,990, now $169,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BULLS REALTY LLC · Jon Spinks. MLS #TB8507290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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