
38703 9TH AVENUE, ZEPHYRHILLS, FL, 33542
Active86 days on marketListed May 13, 2026MLS #TB8507140
About this home
38703 9TH AVENUE
This charming one-of-a-kind property, set on a spacious corner lot, stands out with exceptional value-add inclusions you won’t typically find. The front of the home offers a wide yard, a long driveway for ample parking, and a clean, welcoming entry with paver walkways. There’s plenty of room for vehicles, work trucks, or recreational toys without restriction (NO HOA). Inside, you’ll find a light-filled layout. The open kitchen features newer upper cabinets, ample counter space, and stainless steel appliances, including a French door refrigerator and dishwasher. The living areas stand out with wood-plank ceilings, modern ceiling fans, and sliding barn-style doors, adding character while still keeping the space practical - giving you flexibility for a main living room, additional family room, office, or hobby space. New ductwork and AC system (2024), enhanced with blue UV light filtration for improved air quality. The home has been regularly maintained with routine termite treatments. Out back is where this property really delivers. The fully fenced backyard is set up for both function and relaxation, featuring a large paver patio with a built-in fire pit - perfect for gatherings or quiet evenings. A covered outdoor area provides shaded seating and dining space, extending your living area outside year-round. Storage and utility are unmatched here. You’ll find a barn-style shed, and a full-size shipping container, all included, AND EVERYTHING SIDE COVEYS WITH THE PROPERTY - a serious value add!!! With its corner lot positioning, fenced yard, multiple structures, and usable outdoor setup, this property is ideal for anyone needing space, flexibility, and real-world functionality - something that’s getting harder to find. Located in Zephyrhills, you’re just minutes from local favorites like Downtown Zephyrhills, known for its small-town charm, local eateries, and community events. Enjoy nearby Zephyr Park with walking trails, a lake, and recreation areas, or take advantage of convenient access to shopping, dining, and medical facilities along Gall Blvd. For commuters, you’re within reasonable driving distance to Wesley Chapel and the greater Tampa area, giving you access to major retail centers, outlets, and entertainment.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,208
Sqft
0.19 ac
Lot size
1960
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,829 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,829/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs CITY ZEPHYRHILLS
$195 vs $205
Days on market
86 vs 48 typical
Where $195/sqft sits among the 13 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
8 of 13
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38703 9TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$220,000
5431 18TH STREET · same community
3 bd · 2 ba · 1,208 sqft · $182/sqft · 121 DOM
Sold · Feb ’26$245,000
5042 5TH STREET · same community
3 bd · 2 ba · 1,200 sqft · $204/sqft · 71 DOM
Sold · Jul ’26$258,000
5923 14TH STREET · same community
3 bd · 2 ba · 1,218 sqft · $212/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38703 9TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38703 9TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
38703 9TH AVENUE FAQs
What would the monthly payment be for 38703 9TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,829/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38703 9TH AVENUE?+
The most recent tax bill on record (2025) was $2,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38703 9TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $235,000, this home is listed about 28% below the Zephyrhills median of $324,990. The market section on this page shows how the area is trending.
Which schools are assigned to 38703 9TH AVENUE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Osmary Aguilar. MLS #TB8507140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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