3820 W SAN LUIS STREET, TAMPA, FL, 33629
Active99 days on marketListed May 8, 2026MLS #TB8506630
About this home
3820 W SAN LUIS STREET
Stunning Renovated Pool Home in Virginia Park – This beautifully updated residence showcases timeless Mediterranean influences paired with fresh, modern finishes, all set in one of South Tampa’s most coveted neighborhoods. Recently completed renovations have transformed this 3648 square foot home into a move-in-ready retreat, offering six rooms (four with dedicated closets) and four bathrooms. The home impresses with its airy layout, elevated ceilings, and natural light highlighting the warm wood flooring throughout. The main living areas are designed for both everyday comfort and entertaining, including a spacious living area and a refined dining area. The kitchen is equipped with custom cabinetry, built in GE Monogram appliances, a generous island, breakfast seating, and ample storage. The adjacent family room opens to the outdoor living area, enhancing the home’s indoor–outdoor appeal. A room perfect for an office on the main level offers privacy and convenience, complete with a full bathroom and easy access to the pool. Upstairs, a flexible game or bonus room provides an ideal space for remote work, study, or play room. A private guest suite complete with balcony and en-suite bathroom ensures guests have a comfortable place to stay. The primary suite features an oversized walk-in closet and thoughtfully designed bathroom with double vanities, a soaking tub, and a separate shower. Additional Jack and Jill bedrooms and bath ensure plenty of room for guests. Outside, the backyard is designed for enjoyment year-round, with a stylish pool and spillover spa, spacious screened lanai, and paver patio perfect for backyard bbq’s. The fenced yard and mature landscaping enhances privacy, while a three-car garage offers generous storage and convenience. Located close to highly regarded schools (Roosevelt, Coleman and Plant), shopping destinations (International Plaza & Hyde Park Village), dining, major access points (15 min to Tampa Airport & easy access to bridges for beaches), Bayshore Boulevard for exercise, sporting events (15 min to Tampa Bay Bucs, Lightning, and NY Yankee spring training facilities), this home combines modern updates with a prime location for an exceptional living experience.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,648
Sqft
0.2 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$491
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,776 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,776/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$491 vs $301
Days on market
99 vs 42 typical
Where $491/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Virginia Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Virginia Park — neighborhood snapshot
Population
4,841
Median age
40
Median income
$181,142
Median home value
$745,529
Avg household
3
Households w/ children
815
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
228 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3820 W SAN LUIS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,622,000
3902 W VASCONIA STREET · same community
4 bd · 4.5 ba · 3,647 sqft · $445/sqft · 56 DOM
Sold · Apr ’26$1,990,000
3919 W LEONA STREET · same community
4 bd · 4.5 ba · 3,584 sqft · $555/sqft · 287 DOM
Sold · Nov ’25$1,662,000
3822 W SAN LUIS STREET · same community
6 bd · 4.5 ba · 3,362 sqft · $494/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3820 W SAN LUIS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3820 W SAN LUIS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3820 W SAN LUIS STREET FAQs
What would the monthly payment be for 3820 W SAN LUIS STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,776/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3820 W SAN LUIS STREET?+
The most recent tax bill on record (2025) was $15,432. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,790,000, this home is listed about 298% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3820 W SAN LUIS STREET?+
Plant High School (high), Coleman Middle School (middle), Mabry Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,790,000 runs 62% above the TAMPA 33629 median — but at 3,648 sqft it's also nearly twice the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
99 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Plant High School, Coleman Middle School, Mabry Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Plant High School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,850,000, now $1,790,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JACK KELLER INC · John Keller, III. MLS #TB8506630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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