650 W DIAMONDBIRD LOOP UNIT 650, HERNANDO, FL, 34442
Active75 days on marketListed May 5, 2026MLS #TB8505565
About this home
650 W DIAMONDBIRD LOOP UNIT 650
This Villa has 2 bedrooms, 2 bathrooms, 1 car garage with almost 1300 square feet plus a large Screened in lanai. The Forest Ridge Maintenance Free community has a Swimming Pool and Clubhouse where many activities are enjoyed by the residents. The Homeowners fee covers cable, internet and lawn service. This is a great location close to the Shoppes of Citrus Hills and the Suncoast Parkway that takes you to the Tampa Airport. Tampa General is building a full hospital in the near future right around the corner. This condo has a newer roof and the AC was installed in 2016. The laundry room is inside the home and has a lot of space. Make an appointment today for a tour. SELLER FINANCING may be offered by owner to qualified buyers.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,286
Sqft
0.09 ac
Lot size
1
Garage
1990
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,316 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,316/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Hernando actives
$136 vs $197
Days on market
75 vs 37 typical
Where $136/sqft sits among the 101 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Drive times from this address
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
50 of 101
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 W DIAMONDBIRD LOOP UNIT 650
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$145,000
624 W DIAMONDBIRD LOOP · same community
2 bd · 2 ba · 1,318 sqft · $110/sqft · 5 DOM
Sold · Jul ’26$180,000
1598 W SPRING MEADOW LOOP
2 bd · 2.5 ba · 1,359 sqft · $132/sqft · 5 DOM
Sold · Dec ’25$256,150
780 W SKYVIEW CROSSING DRIVE
2 bd · 2 ba · 1,513 sqft · $169/sqft · 308 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 650 W DIAMONDBIRD LOOP UNIT 650 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 W DIAMONDBIRD LOOP UNIT 650 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
650 W DIAMONDBIRD LOOP UNIT 650 FAQs
What would the monthly payment be for 650 W DIAMONDBIRD LOOP UNIT 650?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,316/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 650 W DIAMONDBIRD LOOP UNIT 650?+
The most recent tax bill on record (2025) was $617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 W DIAMONDBIRD LOOP UNIT 650?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $174,500, this home is listed about 53% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 650 W DIAMONDBIRD LOOP UNIT 650?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HERNANDO 34442 market on paper
$174,500 is 38% below the HERNANDO 34442 median of $279,500, and at $136/sqft it sits under the Hernando average of $207.
02Time on market is leverage
75 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $179,900, now $174,500 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Alice Wagner. MLS #TB8505565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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