6420 SUNSET BAY CIRCLE, APOLLO BEACH, FL, 33572
Active85 days on marketListed Apr 30, 2026MLS #TB8503780
About this home
6420 SUNSET BAY CIRCLE
Experience elevated coastal living in this stunning end-unit townhome located in the exclusive, gated waterfront community of Sunset Bay. Perfectly positioned to capture serene views of a tranquil lagoon, illuminated fountain, and canal, this exceptional residence offers a rare combination of luxury, comfort, and a true boater’s lifestyle—with direct deep-water access to Tampa Bay and the Gulf of Mexico. This beautifully maintained home features 3 bedrooms, 2.5 bathrooms, a tandem 3-car garage, and a private elevator, delivering both convenience and sophistication. From the moment you enter, you’re welcomed by a spacious foyer with additional storage and access to a peaceful back porch—ideal for unwinding by the water. The main living level boasts a bright, open-concept design filled with natural light, highlighted by soaring ceilings, crown molding, and rich wood flooring. The chef-inspired kitchen is equipped with custom solid wood cabinetry, granite countertops, tile backsplash, built-in oven, and an oversized breakfast bar—perfect for entertaining. French doors lead to a screened, covered balcony where you can enjoy breathtaking water views and coastal breezes year-round. The owner’s suite, conveniently located on the main level, serves as a private retreat with a spacious walk-in closet and a spa-like en-suite bathroom featuring dual vanities, a soaking tub, and a walk-in shower. Upstairs, two generously sized bedrooms offer large walk-in closets and elegant tray ceilings, along with a full bathroom. One bedroom includes a flexible sitting area or office space—ideal for working from home or relaxing in comfort. Additional highlights include a new A/C system and a professionally finished garage with durable coating, reflecting pride of ownership throughout. All expenses paid for added ease and convenience—enjoy a truly hassle-free lifestyle. Residents of Sunset Bay also have access to resort-style amenities, including a waterfront pool, cabana, lagoon, boardwalk, and private docks. Ideally located near I-75 and US-41, this home provides quick access to premier dining, shopping, and everything the Tampa Bay area has to offer.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,350
Sqft
0.05 ac
Lot size
3
Garage
2006
Year built
Three Or More
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$205 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$205/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$3 vs $227
Days on market
85 vs 56 typical
Where $3/sqft sits among the 395 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
225 of 395
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6420 SUNSET BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$370,000
6315 SUNSET BAY CIRCLE · same community
3 bd · 2.5 ba · 2,350 sqft · $157/sqft · 182 DOM
Sold · Apr ’26$474,000
6428 SUNSET BAY CIRCLE · same community
3 bd · 2.5 ba · 2,488 sqft · $191/sqft · 229 DOM
Sold · Jun ’26$450,000
6414 SUNSET BAY CIRCLE · same community
3 bd · 3.5 ba · 2,488 sqft · $181/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6420 SUNSET BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6420 SUNSET BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
6420 SUNSET BAY CIRCLE FAQs
What would the monthly payment be for 6420 SUNSET BAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 6420 SUNSET BAY CIRCLE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $6,200, this home is listed about 99% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6420 SUNSET BAY CIRCLE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Vojtech Bosek. MLS #TB8503780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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