1075 SEAGRAPE DRIVE, RUSKIN, FL, 33570
Active80 days on marketListed May 2, 2026MLS #TB8503760
About this home
1075 SEAGRAPE DRIVE
Luxury Pool Home in Antigua Cove | 1075 Seagrape Dr, Ruskin, FL 33570 | 3 Bedroom | 2.5 Bathroom | 2,571 sq ft | 2 Car Garage | Gated | Fenced Seller offering $8k towards closing costs with sellers preferred lender. Welcome to coastal luxury living in the exclusive gated community of Little Harbor. This highly upgraded 3-bedroom, 2.5-bathroom home with a 2-car garage and 2,571 sq ft is perfectly positioned on a premium corner lot in Antigua Cove, offering designer finishes, a resort-style pool, and exceptional indoor-outdoor living. From the moment you arrive, you’ll notice the tile roof, pavered driveway, curbed landscape beds, and inviting front porch with a wood inset ceiling. Step through the glass front door into a thoughtfully designed interior featuring wood plank tile flooring throughout, plantation shutters, crown molding, tray ceilings, recessed lighting, and custom architectural wall detailing. The open floor plan offers a main-level office/flex room, a spacious loft upstairs, and a split-bedroom layout for privacy. The heart of the home is the gourmet kitchen, showcasing an oversized island with seating, pendant lighting, quartz countertops, designer backsplash, farmhouse-style sink, stainless steel appliances, gas cooktop with a custom hood, and TWO full-sized built-in ovens—one featuring smart technology with convection and air fryer capabilities—perfect for entertaining or everyday convenience. White cabinetry with crown molding and a large walk-in pantry with built-ins provide both style and function. The primary suite is a private retreat with tray ceilings and serene backyard views. The spa-like ensuite features dual vanities with framed mirrors, an oversized glass-enclosed shower with bench and niche, and a custom walk-in closet with premium built-in organization system. Step outside to your own private resort. The covered and screened lanai includes a ceiling fan and a fully equipped outdoor kitchen with bar seating, grill, refrigerator, and exhaust fan. Overlooking it all is a heated, saltwater infinity-edge pool and spa, surrounded by elegant travertine pavers and accented by stunning fire features, creating the ultimate outdoor ambiance. The fully fenced yard enhances privacy and usability. Located in Antigua Cove, residents enjoy access to a two-story clubhouse, fitness center, event space, and resort-style pool overlooking the marina. The greater Little Harbor community offers waterfront dining, a tiki bar, tennis courts, a private beach, and a pier on Tampa Bay, all with breathtaking sunset views of the Tampa and St. Petersburg skylines. Conveniently located near US Hwy 41, this home provides easy access to Tampa, St. Petersburg, and Sarasota, with nearby international airports, major sporting venues, entertainment, Seminole Hard Rock Hotel & Casino Tampa, and world-renowned Gulf Coast beaches. Furniture is negotiable. This one-of-a-kind home blends luxury, comfort, and lifestyle—schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,571
Sqft
0.2 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,461 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,461/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs Ruskin actives
$336 vs $180
Days on market
80 vs 51 typical
Where $336/sqft sits among the 288 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
160 of 288
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 158% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1075 SEAGRAPE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$900,000
1128 SEAGRAPE DRIVE · same community
4 bd · 3.5 ba · 2,913 sqft · $309/sqft · 32 DOM
Sold · May ’26$675,000
100 18TH STREET NW
3 bd · 3 ba · 2,496 sqft · $270/sqft · 36 DOM
Sold · Jul ’25$420,000
315 19TH STREET NW
4 bd · 3 ba · 2,660 sqft · $158/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1075 SEAGRAPE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1075 SEAGRAPE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1075 SEAGRAPE DRIVE FAQs
What would the monthly payment be for 1075 SEAGRAPE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,461/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1075 SEAGRAPE DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1075 SEAGRAPE DRIVE?+
The most recent tax bill on record (2025) was $13,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1075 SEAGRAPE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $864,900, this home is listed about 147% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1075 SEAGRAPE DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$864,900 runs 158% above the RUSKIN 33570 median — but at 2,571 sqft it's also 37% larger than the typical Ruskin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $887,900, now $864,900 — a $23K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Jeanne Keeney. MLS #TB8503760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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