0 MERLIN CIRCLE, DADE CITY, FL, 33523
Active51 days on marketListed Jun 2, 2026MLS #TB8501846
About this home
0 MERLIN CIRCLE
Motivated Seller -- All Offers Encouraged! Located in the Ridge Manor area, this 0.44-acre corner parcel at Merlin Circle and Round Table Road presents a compelling opportunity for buyers seeking affordability with long-term potential. Positioned near the Withlacoochee River and within a broader area experiencing gradual growth, this property is well-suited for those looking to invest ahead of continued development in surrounding river communities. The lot offers a practical mix of usability and natural character, with partial clearing already completed while maintaining mature oak trees throughout the property. The western portion is high, level, and situated in Flood Zone X, providing a favorable area for a potential homesite. A lower-lying section in the southeast corner (Zone A) adds landscape diversity, while the northeast portion of the property offers elevated views toward the nearby river, enhancing the overall setting. Situated on a paved road with established access, the property benefits from convenient proximity to I-75 and US-98/Cortez Blvd, allowing for easy connectivity to Brooksville, Tampa, and surrounding areas. Outdoor recreation is a key highlight of the region, with nearby access to the Withlacoochee State Trail, Withlacoochee State Forest, and other nature-focused amenities that continue to draw interest to the area. With pricing reflective of its current market position and future potential tied to ongoing regional growth, this property presents a strategic opportunity for investors, land holders, or buyers planning for future use. Seller is highly motivated and encourages all reasonable offers.
Facts & features
The home at a glance
0.44 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$411 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$411/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 MERLIN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 MERLIN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
0 MERLIN CIRCLE FAQs
What would the monthly payment be for 0 MERLIN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $411/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 MERLIN CIRCLE?+
The most recent tax bill on record (2025) was $348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $35,000, this home is listed about 91% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 0 MERLIN CIRCLE?+
Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SOUTHERN BELLE REALTY, INC · Trista Claxton. MLS #TB8501846.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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