2975 E WITHLACOOCHEE TRAIL, DUNNELLON, FL, 34434
Active93 days on marketListed Apr 21, 2026MLS #TB8499220
About this home
2975 E WITHLACOOCHEE TRAIL
Exceptional Riverfront Living – Unbeatable Value! Discover this stunning 1.73-acre property with 137 feet of direct river frontage on the Withlacoochee River. Nestled across from State Forest land, enjoy immediate access to hiking and horseback riding trails, while the rear of the property borders additional State land along the river—Guaranteed privacy and tranquility. This beautiful home offers a spacious 4-bedroom, 3.5-bath layout, featuring high ceilings, a cozy fireplace in the family room. First floor Master Bedroom with all other bedrooms on the second floor. Boasts a 1000+sqft 3+car garage climate controlled with an extra tandem spot—ideal for boat storage or a workshop, Includes Gear Wall storage system and RaceDeck flooring, a true gear head's retreat. An expansive 1,000+ sqft screened-in porch is accessible from both the Master Suite and the oversized eat-in kitchen. Plus, there's an additional deck with low-maintenance Trex decking for low maintenance outdoor relaxation. Inside, the home is full of extra spaces, including a large laundry room and plenty of built-in storage. Spend your days enjoying the boat dock, or unwind in the gorgeous screened-in lanai area with a heated pool that’s excellent for year-round enjoyment. Situated just a short, private boat ride from the famous Rainbow River and Lake Rousseau, this property offers the ultimate waterfront lifestyle. With the home elevated above the 100-year floodplain, you can enjoy peace of mind along with spectacular views. A rare find in this desirable area of the Withlacoochee River—don’t miss out on this.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,387
Sqft
1.73 ac
Lot size
4
Garage
1994
Year built
Two
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,733 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,733/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2158% above the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2975 E WITHLACOOCHEE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2975 E WITHLACOOCHEE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2975 E WITHLACOOCHEE TRAIL FAQs
What would the monthly payment be for 2975 E WITHLACOOCHEE TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,733/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2975 E WITHLACOOCHEE TRAIL?+
The most recent tax bill on record (2024) was $6,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $699,900, this home is listed about 133% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$699,900 runs 2158% above the DUNNELLON 34434 median — but at 3,387 sqft it's also nearly twice the size of the typical Dunnellon listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
93 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8499220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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