Kat Bonelli

FLOTILLA, HOLIDAY, FL, 34690

Active70 days on marketListed May 11, 2026MLS #TB8498330

Waterfront

About this home

FLOTILLA

Total of 1.4675 acres, 2 parcels of land. Owner will not sell properties individually. Nestled on the shimmering Anclote River in prime territory in Holiday, Florida. Situated on a waterway that leads out to the Gulf. Located on a coveted cul-de-sac, 200 feet of water frontage is retained by an existing seawall and encircled by trees for privacy. The property has direct views of a conservation island. ALL utilities including city water, power, and sewer are present. A myriad of possibilities are available including subdividing the land into three individual lots (each .48 acres) or retaining the parcel to accommodate a large, single-family home. Zoning permits a SFH structure or a duplex on each lot; one per lot if so desired. For investors or individuals, this prospect offers true flexibility and the chance to acquire a rare stretch in a market hungry for property to support new construction in well-positioned Pasco County. Minutes from: the sparkling Gulf, the culinary delights found in Tarpon Springs, all the retail you need on US Highway 19, and the multi-faceted Anclote River Park offering kayak/fishing access, picnic area, playground, 24/7 boat ramps, recreational courts and more! This nuanced investment suits numerous objectives. Buyer to verify all dimensions, lot sizes, zoning, permitting, leasing restrictions etc.

Facts & features

The home at a glance

1.46 ac

Lot size

WaterfrontTrees/Woods & Water view

Inside

Outside & construction

ViewTrees/Woods · Water

Community & fees

Taxes (2025)$814/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,839 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$4,839/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$68
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Holiday

Map of FLOTILLA

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34690 — neighborhood snapshot

Population

12,447

Median age

44.9

Median income

$46,167

Median home value

$152,200

Avg household

2.25

Households w/ children

931

For the school run

Pasco County School District

ElementarySunray Elementary School★★★★★
MiddlePaul R. Smith Middle School★★★★
HighAnclote High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 266% above the HOLIDAY 34690 median. See the full Holiday market guide →

Paper trail

This home's history

May 11, 2026Listed at $799,000 · 70 days on market since

Reality check

What actually sold near FLOTILLA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4848 COLONNADE AVENUESold · Jan ’26

$184,000

4848 COLONNADE AVENUE

2 bd · 1 ba · 831 sqft · $221/sqft · 80 DOM

4935 PHOENIX AVENUESold · Oct ’25

$180,000

4935 PHOENIX AVENUE

2 bd · 2 ba · 864 sqft · $208/sqft · 18 DOM

5038 COLONNADE AVENUESold · Dec ’25

$240,000

5038 COLONNADE AVENUE

2 bd · 2 ba · 960 sqft · $250/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about FLOTILLA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for FLOTILLA — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

FLOTILLA FAQs

What would the monthly payment be for FLOTILLA?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,839/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on FLOTILLA?+

The most recent tax bill on record (2025) was $814. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holiday?+

At $799,000, this home is listed about 226% above the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to FLOTILLA?+

Sunray Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · David Crawford. MLS #TB8498330.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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