1266 RIBOLLA DRIVE, PALM HARBOR, FL, 34683
Active109 days on marketListed Apr 15, 2026MLS #TB8497284
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About this home
1266 RIBOLLA DRIVE
New Fresh paint throughout and new appliances The Villas of San Marino’s largest and most heavily landscaped townhouse is now available and Vacant for immediate occupancy—just moments from the historic downtown district, Pinellas Trail, local restaurants, coffee shops, Palm Harbor University High, bars and live music. The Pinellas Trail borders the front of the community, with flowering trees and open green space behind the home. This beautifully maintained 3-bedroom, 2.5-bath residence offers over 2,500+ square feet of thoughtfully designed living space filled with natural light, upscale finishes, and all-NEW appliances. The open-concept main floor features rich hardwood floors and a spacious living and dining area, both facing west to capture stunning sunset views. The chef’s kitchen includes granite countertops, new stainless-steel appliances, abundant cabinetry, and a bar-height counter ideal for gathering and entertaining. Upstairs, the expansive owner’s retreat offers a private balcony, walk-in closet, dual sinks, Corian countertops, a soaking tub, and a walk-in shower. Two additional bedrooms, a full bath, and a convenient upstairs laundry room provide comfort and easy access. Enjoy the large screened lanai—perfect for relaxing or hosting—along with a two-car garage and water softener. The HOA covers cable, internet, exterior maintenance, landscaping, roof care, trash, and access to the community pool for true maintenance-free living. Located directly on the Pinellas Trail and less than one-third mile from Pop Stansell Park, with Gulf beaches, golf, boat launch, and marina all nearby. Just about two miles to Honeymoon Island State Park. Zoned for top-rated schools, including Palm Harbor University High School. Situated in a 500-year flood zone with no history of flooding. Owner is motivated Schedule your private showing today. Call.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,538
Sqft
0.07 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,836 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,836/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$212 vs $261
Days on market
109 vs 42 typical
Where $212/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1266 RIBOLLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$500,000
1411 TESSANO PLACE · same community
3 bd · 2.5 ba · 2,538 sqft · $197/sqft · 12 DOM
Sold · Jun ’26$529,500
1342 RIBOLLA DRIVE · same community
3 bd · 3 ba · 2,342 sqft · $226/sqft · 24 DOM
Sold · Oct ’25$540,000
937 MOSCATO PLACE · same community
3 bd · 2.5 ba · 2,174 sqft · $248/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1266 RIBOLLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1266 RIBOLLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1266 RIBOLLA DRIVE FAQs
What would the monthly payment be for 1266 RIBOLLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,836/mo — principal and interest, the actual property-tax bill, the $540/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1266 RIBOLLA DRIVE?+
The association fee works out to $540 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1266 RIBOLLA DRIVE?+
The most recent tax bill on record (2025) was $8,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1266 RIBOLLA DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $539,000, this home is listed about 44% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1266 RIBOLLA DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$539,000 runs 30% above the PALM HARBOR 34683 median — but at 2,538 sqft it's also 73% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $540/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
109 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Arthur Campbell. MLS #TB8497284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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