2638 ASHLAND LANE, NORTH PORT, FL, 34286
Active122 days on marketListed Apr 7, 2026MLS #TB8494534
About this home
2638 ASHLAND LANE
Short Sale. Great space for gathering and outdoor living! If you’ve been looking for a home that offers versatility and room to host, this home is ready for you. Located in North Port with no HOA or CDD fees, this property provides a straightforward lifestyle without extra monthly costs. From the moment you arrive, the oversized driveway with space for four vehicles makes it easy for guests to park and visit. Inside, the single-story layout features a seamless flow with no carpet throughout, making for easy maintenance. The kitchen is ready for your next culinary adventure, featuring a brand-new refrigerator, microwave, and dishwasher (2024). Step through to the highlight of the property: the outdoor area. A spacious screened lanai and a private gunite pool create a setup designed for relaxing and entertaining year-round. For those who need extra functional space, the garage has been converted into a versatile flex room and a dedicated laundry area—ideal for a hobby space, gym, or additional storage. Two storage sheds are also included for your outdoor gear. You can move in with peace of mind knowing the big-ticket items are recently updated, including a new roof (2023), a new water heater (2024), and a brand-new pool pump. The home is situated in a preferred non-flood zone, offering added security. This is a solid, well-maintained home that’s ready for its next owner to start making memories. Schedule your tour today to see how this space fits your needs!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,426
Sqft
0.23 ac
Lot size
1
Garage
2001
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,156 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,156/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.9%
$/sqft vs PORT CHARLOTTE SUB 05
$182 vs $196
Days on market
122 vs 52 typical
Where $182/sqft sits among the 8 homes for sale in PORT CHARLOTTE SUB 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port Gardens
Get to know North Port. See the full North Port guide →
North Port Gardens — neighborhood snapshot
Population
4,415
Median age
40
Median income
$74,049
Median home value
$306,400
Avg household
3
Households w/ children
748
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
3 of 8
PORT CHARLOTTE SUB 05 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 714% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 2638 ASHLAND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$299,900
4072 OSCAR TERRACE · same community
3 bd · 2 ba · 1,427 sqft · $210/sqft · 7 DOM
Sold · Jun ’26$360,000
2506 SAHARA LANE · same community
3 bd · 2 ba · 1,393 sqft · $258/sqft · 11 DOM
Sold · Apr ’26$330,000
2813 SALLY LANE · same community
3 bd · 2 ba · 1,470 sqft · $224/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2638 ASHLAND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2638 ASHLAND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2638 ASHLAND LANE FAQs
What would the monthly payment be for 2638 ASHLAND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,156/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2638 ASHLAND LANE?+
The most recent tax bill on record (2025) was $4,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2638 ASHLAND LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $260,000, this home is listed about 22% below the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2638 ASHLAND LANE?+
Cranberry Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$260,000 runs 714% above the NORTH PORT 34286 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
122 days on market against a North Port median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cranberry Elementary School, Heron Creek Middle School, North Port High School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $300,000, now $260,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Zulma MacHain. MLS #TB8494534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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