Kat Bonelli
$590,000$630,0004 bd2 ba2,403 sqft$246 /sqft$4,004 /mo all-in ↓

2106 WHITLOCK PLACE, DOVER, FL, 33527

Active106 days on marketListed Apr 6, 2026MLS #TB8493968

Reduced $40KPrivate poolSingle Family ResidenceWHITLOCK SUB

About this home

2106 WHITLOCK PLACE

This exceptional saltwater pool home is a rare opportunity, now priced to sell! The seller is offering $10,000 toward the buyer’s closing costs or to help buy down the interest rate, making this home an even better value. Nestled on a quiet, tree-lined cul-de-sac in a peaceful community surrounded by luxury homes, this beautifully updated 4-bedroom, 2-bathroom home offers 3490 square feet on an expansive 0.33-acre fully fenced lot. The property combines modern upgrades with a spacious, functional layout designed for both comfortable everyday living and entertaining. The home features new porcelain tile flooring throughout, a fully renovated kitchen with modern cabinetry, granite countertops, breakfast bar, and an eat-in dining area, along with completely remodeled bathrooms featuring granite countertops and new cabinetry. Inside, you'll find a formal living room, an oversized family room with a cozy wood-burning stone fireplace, a separate formal dining room, a bonus room, dedicated office space, an inside laundry room, and beautiful vaulted ceilings that create an open and airy atmosphere. The spacious primary suite offers direct access to the pool and includes a walk-in closet and a luxurious en-suite bathroom with dual vanities, a soaking tub, and a separate walk-in shower. The additional bedrooms are generously sized, with the second bedroom also offering pool access. The guest bathroom features dual sinks, granite countertops, and convenient direct access to the pool. Step outside to your private backyard oasis featuring a screened lanai, a sparkling saltwater in-ground swimming pool with a connected spa, and plenty of room to host family gatherings or large outdoor parties. Major improvements provide peace of mind, including: New roof (2023) Pool resurfaced (2023) New pool pump (2026) New drainfield (January 2026) AC system (2020) Water heater (December 2025) New water pipes with permits (2016–2017) New Kitchen, Bathrooms and flooring 2022 Additional features include a 3-car attached garage, sprinkler system, accessible entrance features, and numerous updates throughout the home. Located just south of Highway 60 in the desirable Whitlock Subdivision of Dover, this property offers the perfect balance of peaceful country living with convenient access to the Selmon Expressway, Downtown Tampa, Brandon, shopping, restaurants, top-rated Gulf Coast beaches, and everyday conveniences. Outdoor enthusiasts will also appreciate nearby attractions such as Sydney Dover Trails, Edward Medard Park, and Eureka Springs Park, offering hiking, horseback riding, fishing, nature walks, and beautiful botanical gardens. This move-in-ready home combines space, style, quality updates, and an outstanding location—making it a truly exceptional place to call home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,403

Sqft

0.33 ac

Lot size

3

Garage

1992

Year built

One

Levels

$246

Per sqft

Private poolFireplaceCity viewPets allowed

Inside

FlooringCeramic Tile · Porcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Solid Surface Counters · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryCommon Area · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Concrete
FoundationSlab
ViewCity
FacesWest
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Kitchen · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$17/mo
Taxes (2025)$5,069/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,004 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$422
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$4,004/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$422
HOA / condo fee$17
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$465KedgeAI estimate $509,240 · range $484K$520K$614K

vs edgeAI estimate

+15.9%

$/sqft vs Dover actives

$246 vs $244

Days on market

106 vs 69 typical

Where $246/sqft sits among the 35 Dover actives

11
14 · this home
8
0
0
2
$143–210$210–277$277–344$344–411$411–477$477+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 2106 WHITLOCK PLACE

Get to know Dover. See the full Dover guide →

DOVER 33527 — neighborhood snapshot

Population

16,412

Median age

38.3

Median income

$77,658

Median home value

$347,300

Avg household

2.96

Households w/ children

1,800

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

17 of 35

Dover actives have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the DOVER 33527 median. See the full Dover market guide →

Paper trail

This home's history

CurrentPrice reduced to $590,000 $40K
Apr 6, 2026Listed at $630,000 · 106 days on market since
1992Built · WHITLOCK SUB

Reality check

What actually sold near 2106 WHITLOCK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2101 WHITLOCK PLACESold · Oct ’25

$350,000

2101 WHITLOCK PLACE · same community

4 bd · 2 ba · 2,276 sqft · $154/sqft · 39 DOM

3402 STONEBRIDGE TRAILSold · Mar ’26

$480,000

3402 STONEBRIDGE TRAIL

3 bd · 2.5 ba · 2,401 sqft · $200/sqft · 237 DOM

5318 TWIN CREEKS DRIVESold · Feb ’26

$625,000

5318 TWIN CREEKS DRIVE

5 bd · 3.5 ba · 2,455 sqft · $255/sqft · 88 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2106 WHITLOCK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2106 WHITLOCK PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

2106 WHITLOCK PLACE FAQs

What would the monthly payment be for 2106 WHITLOCK PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,004/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2106 WHITLOCK PLACE?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2106 WHITLOCK PLACE?+

The most recent tax bill on record (2025) was $5,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2106 WHITLOCK PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dover?+

At $590,000, this home is listed about 6% above the Dover median of $554,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2106 WHITLOCK PLACE?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$590,000 runs 18% above the DOVER 33527 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $630,000, now $590,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Janet Pereira Peraza. MLS #TB8493968.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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