363 PINELLAS BAYWAY S UNIT 48, TIERRA VERDE, FL, 33715
Active130 days on marketListed Mar 27, 2026MLS #TB8490237
About this home
363 PINELLAS BAYWAY S UNIT 48
WET SLIP INCLUDED! Experience exceptional waterfront living in this top-floor residence in the highly sought-after Anchor Cove community of Tierra Verde. This spacious condo offers sweeping WATER VIEWS from the kitchen, great room, and primary suite, all opening to an expansive 9' x 26' balcony with dual ceiling fans, a large storage closet, electric hurricane shutters, and the perfect setting to enjoy dolphins and coastal wildlife. The OPEN-CONCEPT floor plan features soaring ceilings and abundant natural light throughout. The beautifully updated kitchen boasts stone countertops, abundant wood cabinetry, premium KitchenAid appliances including a commercial-style steam/convection microwave and Superba convection oven, a pantry with pull-out shelving, breakfast bar seating, and a built-in workspace. Wake up to stunning Tampa Bay views from the WATERFRONT primary suite featuring two closets, including a walk-in, and an updated en-suite bath with dual vanities and a spacious frameless glass shower. BOATERS will appreciate the included wet slip with convenient access to the Intracoastal Waterway, Pass-a-Grille Channel, and the Gulf, along with improved navigation under the Tierra Verde Bridge. Anchor Cove offers resort-style amenities including a waterfront pool and spa, two tennis courts, elevator access, covered tandem parking for two vehicles with additional storage, ample guest parking, and a pet-friendly atmosphere. Ideally located just minutes from Fort De Soto Park, St. Pete Beach, Pass-a-Grille, downtown St. Petersburg, I-275, and area airports, this exceptional waterfront home combines luxury, convenience, and the ultimate Florida boating lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,365
Sqft
0.6 ac
Lot size
1986
Year built
One
Levels
$568
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,627 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,627/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.2%
$/sqft vs Tierra Verde actives
$568 vs $441
Days on market
130 vs 93 typical
Where $568/sqft sits among the 62 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $995K
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
36 of 62
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 363 PINELLAS BAYWAY S UNIT 48
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$720,000
1355 PINELLAS BAYWAY S UNIT 10
2 bd · 2 ba · 1,375 sqft · $524/sqft · 0 DOM
Sold · Jun ’26$582,000
745 PINELLAS BAYWAY S UNIT 302
2 bd · 2.5 ba · 1,475 sqft · $395/sqft · 192 DOM
Sold · Mar ’26$348,000
557 PINELLAS BAYWAY S UNIT 203
2 bd · 2 ba · 1,255 sqft · $277/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 363 PINELLAS BAYWAY S UNIT 48 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 363 PINELLAS BAYWAY S UNIT 48 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
363 PINELLAS BAYWAY S UNIT 48 FAQs
What would the monthly payment be for 363 PINELLAS BAYWAY S UNIT 48?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 363 PINELLAS BAYWAY S UNIT 48?+
The most recent tax bill on record (2025) was $11,934. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 363 PINELLAS BAYWAY S UNIT 48?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $775,000, this home is listed about 12% below the Tierra Verde median of $879,000. The market section on this page shows how the area is trending.
Which schools are assigned to 363 PINELLAS BAYWAY S UNIT 48?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$775,000 runs 188% above the TIERRA VERDE 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $850,000, now $775,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Jason Hayes. MLS #TB8490237.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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