616 MIRABAY BOULEVARD, APOLLO BEACH, FL, 33572
Active143 days on marketListed Mar 4, 2026MLS #TB8482158
Come see it
Upcoming open house
Sun, Jul 26
12:30 PM – 3:00 PM
About this home
616 MIRABAY BOULEVARD
***Seller will consider contributing $25k to buyers closing cost, prepaids or rate buy down IF buyer goes under contract by end of July. High and dry and by far the best value on the water in MiraBay, this light, bright, and move-in-ready Classic Coastal home offers the perfect blend of elegance, comfort, and Florida waterfront living. This meticulously maintained 4-bedroom, 3.5-bath residence is ideally situated between a quiet scenic street and a beautiful saltwater canal in the highly sought-after MiraBay community. The thoughtfully designed floor plan features a first-floor library or office, a spacious first-floor owner’s suite, and an open-concept kitchen, breakfast area, and family room with soaring ceilings and abundant windows that fill the home with natural light. The well-appointed kitchen is perfect for cooking and entertaining, offering stainless steel appliances, ample cabinet and counter space, a center island, wraparound breakfast bar, and inviting water views. An elegant open staircase leads to the second floor where you will find a second family room or game room, walk-in closets in every bedroom, two full bathrooms, and a charming veranda that adds a touch of Southern living. Upgrades throughout the home include plantation shutters, wood and tile flooring throughout (no carpet), custom shades in the family room, a screened patio, and an oversized two-car garage with epoxy flooring. A highlight of the property is the recently upgraded private boat dock equipped with water, electricity, storage, and a fish-cleaning station. Bring your boat and enjoy direct access through the mangrove canal to Tampa Bay and beyond, or simply fish from your dock while watching for the incredible aquatic life that frequently visits MiraBay waters, including dolphins, manatees, and stingrays. Residents enjoy access to the MiraBay Club’s resort-style amenities, including a fitness center, lap pool, resort pool with lighthouse slide, poolside grill and bar, lounge, kayaks and paddleboards for the lagoon, playgrounds, parks, tennis, basketball, pickleball courts, and more than 50 social clubs and activities for all ages. Zoned for A-rated Apollo Beach Elementary and conveniently located near Tampa, Sarasota, and the Gulf beaches, this home offers an unbeatable combination of location, lifestyle, features, and value—making 616 MiraBay the complete waterfront package.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,564
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,431 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,431/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.9%
$/sqft vs Apollo Beach actives
$279 vs $227
Days on market
143 vs 56 typical
Where $279/sqft sits among the 393 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
223 of 393
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 616 MIRABAY BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,175,000
629 MIRABAY BOULEVARD · same community
4 bd · 3 ba · 3,549 sqft · $331/sqft · 1 DOM
Sold · Feb ’26$1,820,000
613 MIRABAY BOULEVARD · same community
5 bd · 3.5 ba · 3,864 sqft · $471/sqft · 23 DOM
Sold · Jul ’25$1,345,000
615 MIRABAY BOULEVARD · same community
5 bd · 4.5 ba · 3,925 sqft · $343/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 616 MIRABAY BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 616 MIRABAY BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
616 MIRABAY BOULEVARD FAQs
What would the monthly payment be for 616 MIRABAY BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,431/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 616 MIRABAY BOULEVARD?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 616 MIRABAY BOULEVARD?+
The most recent tax bill on record (2024) was $6,156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 616 MIRABAY BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $995,000, this home is listed about 103% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 616 MIRABAY BOULEVARD?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$995,000 runs 121% above the APOLLO BEACH 33572 median — but at 3,564 sqft it's also 69% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
143 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,129,900, now $995,000 — a $135K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Brando Yates. MLS #TB8482158.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 616 MIRABAY BOULEVARD but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →