4833 WINDMILL PALM TERRACE NE, ST PETERSBURG, FL, 33703
Active167 days on marketListed Mar 1, 2026MLS #TB8481615
About this home
4833 WINDMILL PALM TERRACE NE
Gorgeous, fully renovated estate home in the guard-gated community of Placido Bayou offers an open floor plan, soaring vaulted ceilings, and expansive pool views throughout. Currently configured as a spacious 2-bedroom, 2-bath double primary suite home with a dedicated home office, this flexible layout can easily be converted back to a 3- or 4-bedroom residence to suit your needs. Meticulously updated, the home features travertine floors, designer bathrooms with walk-in showers and a soaking tub, expanded walk-in closets, two fireplaces, and a stunning chef’s kitchen with quartz countertops, oversized refrigerator and freezer, double ovens, warming drawer, dishwasher, and gas cooktop. Formal living and dining rooms flow seamlessly into a sun-filled family room with gas fireplace and an open-concept eat-in kitchen with a separate breakfast nook—ideal for everyday living and effortless entertaining. Enjoy true indoor-outdoor Florida living with wide views of the salt-filtered PebbleTec pool by Sekas Custom Pools. The oversized 3-car garage provides ample space for vehicles, storage, and recreational equipment. Major upgrades include a newer tile roof (2017), all GE Monogram and Cafe appliances (2018) new GE microwave (2026), Rheem 5-ton 17-SEER HVAC system with all new ductwork (2017), 80-gallon solar hot water heater, solar attic fan (2017), and LifeSource whole-house water filtration system (2024). Placido Bayou is a lush, preserve-style waterfront community known for its sparkling lakes, mature landscaping, wildlife, walkability, and 24-hour guard-gated security. Ideally located just minutes from vibrant downtown St. Petersburg, with easy access to top dining, shopping, parks, and major highways.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,517
Sqft
0.17 ac
Lot size
3
Garage
1995
Year built
One
Levels
$477
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,052 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,052/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs PLACIDO BAYOU
$477 vs $424
Days on market
167 vs 57 typical
Where $477/sqft sits among the 11 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 11
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4833 WINDMILL PALM TERRACE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,085,000
1144 DARLINGTON OAK DRIVE NE · same community
4 bd · 3 ba · 2,346 sqft · $462/sqft · 21 DOM
Sold · Feb ’26$1,385,000
660 BAY LAUREL COURT NE · same community
4 bd · 3.5 ba · 2,698 sqft · $513/sqft · 62 DOM
Sold · Dec ’25$905,000
772 LIVE OAK TERRACE NE · same community
4 bd · 3 ba · 2,301 sqft · $393/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4833 WINDMILL PALM TERRACE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4833 WINDMILL PALM TERRACE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4833 WINDMILL PALM TERRACE NE FAQs
What would the monthly payment be for 4833 WINDMILL PALM TERRACE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,052/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4833 WINDMILL PALM TERRACE NE?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4833 WINDMILL PALM TERRACE NE?+
The most recent tax bill on record (2025) was $9,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4833 WINDMILL PALM TERRACE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,199,900, this home is listed about 178% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4833 WINDMILL PALM TERRACE NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,199,900 runs 186% above the ST PETERSBURG 33703 median — but at 2,517 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
167 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,299,900, now $1,199,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BARGER REAL ESTATE · John William Barger, Iii. MLS #TB8481615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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