Kat Bonelli
$139,000$180,0002 bd2 ba920 sqft$151 /sqft$1,807 /mo all-in ↓

1 BOCA CIEGA POINT BOULEVARD UNIT 314, ST PETERSBURG, FL, 33708

Active172 days on marketListed Feb 23, 2026MLS #TB8479478

Priced 70% below the ST PETERSBURG 33708 medianReduced $41KWaterfrontCondominiumBOCA CIEGA POINT EAST

About this home

1 BOCA CIEGA POINT BOULEVARD UNIT 314

Affordable waterfront living in the highly sought-after Boca Ciega Point East, a 55+ gated boating community in St. Petersburg. This well-maintained top-floor 2-bedroom, 2-bath condominium offers stunning Intracoastal Waterway views and a relaxed coastal lifestyle just minutes from the Gulf beaches. Step inside to a light and bright living space featuring a functional living and dining room combination, durable laminate flooring with a wood-look finish, and ceramic tile in key areas. The kitchen offers solid wood cabinetry, ample storage, and a practical layout for everyday living. Spacious bedrooms provide comfort and privacy, with the primary suite enjoying beautiful water views. Enjoy your morning coffee or evening sunsets from the newly screened porch overlooking Boca Ciega Bay, where you can take in serene waterfront scenery year-round. Additional storage is available for seasonal or outdoor items, adding to the home’s convenience. Recent updates include a new roof, a newer A/C system (approximately 3 years old), and a newly screened balcony offering peace of mind for years to come. The unit also includes an assigned covered carport space. Boca Ciega Point is a vibrant, amenity-rich community featuring heated pools, tennis courts, pickleball, shuffleboard, and a clubhouse with a newly updated fitness center. For boating and water enthusiasts, the community offers a dock for pick-up and drop-off as well as kayak storage with direct access to the Intracoastal Waterway. Conveniently located near shopping, dining, public transit, and just a short drive to Madeira Beach and Redington Beach, this property is ideal for year-round living or a seasonal retreat. Milestone inspection completed with no pending assessments. Don’t miss this rare opportunity to own a top-floor waterfront condo in one of Pinellas County’s most desirable 55+ communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

920

Sqft

0 ac

Lot size

1969

Year built

One

Levels

$151

Per sqft

WaterfrontWater view55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Tray Ceiling(s)
LaundryCorridor Access · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingCovered
ExteriorBalcony · Lighting · Sliding Doors · Storage

Community & fees

HOA fee$707/mo
Taxes (2025)$721/yr
PetsNo
CommunityIntracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sprinkler Recycled
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,807 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$818
FHA mortgage insurance (est.)$61
Property tax — 2025 actual bill$60
Condo fee — from the listing$707
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,865
Interest rate6.00%
Loan term

Estimated payment

$1,807/mo

Principal & interest$818
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$60
HOA / condo fee$707
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $139K
$133KedgeAI estimate $209,532 · range $187K$234K$243K

vs edgeAI estimate

−33.7%

$/sqft vs BOCA CIEGA POINT EAST

$151 vs $318

Days on market

172 vs 58 typical

Where $151/sqft sits among the 25 homes for sale in BOCA CIEGA POINT EAST

3 · this home
2
3
10
3
4
$151–196$196–241$241–286$286–331$331–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 1 BOCA CIEGA POINT BOULEVARD UNIT 314

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

15 of 25

BOCA CIEGA POINT EAST have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $139,000 $41K
Feb 23, 2026Listed at $180,000 · 172 days on market since
1969Built · BOCA CIEGA POINT EAST

Reality check

What actually sold near 1 BOCA CIEGA POINT BOULEVARD UNIT 314

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 BOCA CIEGA POINT BOULEVARD UNIT 215Sold · Apr ’26

$150,000

1 BOCA CIEGA POINT BOULEVARD UNIT 215 · same community

2 bd · 2 ba · 920 sqft · $163/sqft · 308 DOM

1 BOCA CIEGA POINT BLVD UNIT 213Sold · Apr ’26

$195,000

1 BOCA CIEGA POINT BLVD UNIT 213 · same community

2 bd · 2 ba · 920 sqft · $212/sqft · 143 DOM

1 BOCA CIEGA POINT BOULEVARD UNIT 113Sold · Jun ’26

$166,000

1 BOCA CIEGA POINT BOULEVARD UNIT 113 · same community

2 bd · 2 ba · 920 sqft · $180/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1 BOCA CIEGA POINT BOULEVARD UNIT 314 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 BOCA CIEGA POINT BOULEVARD UNIT 314 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Kat’s phone and CRM.

Straight answers

1 BOCA CIEGA POINT BOULEVARD UNIT 314 FAQs

What would the monthly payment be for 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,807/mo — principal and interest, the actual property-tax bill, the $707/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+

The association fee works out to $707 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+

The most recent tax bill on record (2025) was $721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $139,000, this home is listed about 68% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ST PETERSBURG 33708 market on paper

$139,000 is 70% below the ST PETERSBURG 33708 median of $469,950, and at $151/sqft it sits under the St Petersburg average of $381.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $707/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

172 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of ALTRU REALTY · Keith Gordon. MLS #TB8479478.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 1 BOCA CIEGA POINT BOULEVARD UNIT 314 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kat to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 14, 2026 at 11:41 PM UTC. The listing information on this page last changed on August 14, 2026 at 11:41 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 14, 2026 at 11:41 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 14, 2026 at 11:41 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.