
1 BOCA CIEGA POINT BOULEVARD UNIT 314, ST PETERSBURG, FL, 33708
Active172 days on marketListed Feb 23, 2026MLS #TB8479478
About this home
1 BOCA CIEGA POINT BOULEVARD UNIT 314
Affordable waterfront living in the highly sought-after Boca Ciega Point East, a 55+ gated boating community in St. Petersburg. This well-maintained top-floor 2-bedroom, 2-bath condominium offers stunning Intracoastal Waterway views and a relaxed coastal lifestyle just minutes from the Gulf beaches. Step inside to a light and bright living space featuring a functional living and dining room combination, durable laminate flooring with a wood-look finish, and ceramic tile in key areas. The kitchen offers solid wood cabinetry, ample storage, and a practical layout for everyday living. Spacious bedrooms provide comfort and privacy, with the primary suite enjoying beautiful water views. Enjoy your morning coffee or evening sunsets from the newly screened porch overlooking Boca Ciega Bay, where you can take in serene waterfront scenery year-round. Additional storage is available for seasonal or outdoor items, adding to the home’s convenience. Recent updates include a new roof, a newer A/C system (approximately 3 years old), and a newly screened balcony offering peace of mind for years to come. The unit also includes an assigned covered carport space. Boca Ciega Point is a vibrant, amenity-rich community featuring heated pools, tennis courts, pickleball, shuffleboard, and a clubhouse with a newly updated fitness center. For boating and water enthusiasts, the community offers a dock for pick-up and drop-off as well as kayak storage with direct access to the Intracoastal Waterway. Conveniently located near shopping, dining, public transit, and just a short drive to Madeira Beach and Redington Beach, this property is ideal for year-round living or a seasonal retreat. Milestone inspection completed with no pending assessments. Don’t miss this rare opportunity to own a top-floor waterfront condo in one of Pinellas County’s most desirable 55+ communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
920
Sqft
0 ac
Lot size
1969
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.7%
$/sqft vs BOCA CIEGA POINT EAST
$151 vs $318
Days on market
172 vs 58 typical
Where $151/sqft sits among the 25 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
15 of 25
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 BOCA CIEGA POINT BOULEVARD UNIT 314
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$150,000
1 BOCA CIEGA POINT BOULEVARD UNIT 215 · same community
2 bd · 2 ba · 920 sqft · $163/sqft · 308 DOM
Sold · Apr ’26$195,000
1 BOCA CIEGA POINT BLVD UNIT 213 · same community
2 bd · 2 ba · 920 sqft · $212/sqft · 143 DOM
Sold · Jun ’26$166,000
1 BOCA CIEGA POINT BOULEVARD UNIT 113 · same community
2 bd · 2 ba · 920 sqft · $180/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 BOCA CIEGA POINT BOULEVARD UNIT 314 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 BOCA CIEGA POINT BOULEVARD UNIT 314 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1 BOCA CIEGA POINT BOULEVARD UNIT 314 FAQs
What would the monthly payment be for 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,807/mo — principal and interest, the actual property-tax bill, the $707/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+
The association fee works out to $707 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+
The most recent tax bill on record (2025) was $721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $139,000, this home is listed about 68% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 BOCA CIEGA POINT BOULEVARD UNIT 314?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$139,000 is 70% below the ST PETERSBURG 33708 median of $469,950, and at $151/sqft it sits under the St Petersburg average of $381.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $707/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
172 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ALTRU REALTY · Keith Gordon. MLS #TB8479478.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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