1 BEACH DRIVE SE UNIT 1109, ST PETERSBURG, FL, 33701
Active172 days on marketListed Feb 21, 2026MLS #TB8478764
About this home
1 BEACH DRIVE SE UNIT 1109
Welcome to Unit 1109 at the iconic Bayfront Tower, ideally positioned along prestigious Beach Drive in the heart of Downtown St. Petersburg. This 1 bedroom 1.5 bathroom residence offers sweeping city views from an elevated vantage point, with expansive windows that flood the home with natural light. The open-concept layout creates a seamless flow between the kitchen, dining, and living areas — ideal for both everyday living and entertaining. Sellers have already paid for new windows to be installed. Recent enhancements include electric window shades, removal of popcorn ceilings for a clean, modern finish, and an updated bathroom featuring a walk-in shower in place of the original tub. The spacious primary suite offers comfort and generous walk in closet space, while the kitchen provides ample cabinetry and prep space. Residents enjoy resort-style amenities including 24-hour concierge and security, a rooftop pool and fitness center, club and entertainment rooms, valet and secure parking — all just steps from the St. Pete Pier, waterfront parks, marinas, museums, and the best dining along Beach Drive.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,180
Sqft
0.59 ac
Lot size
1
Garage
1975
Year built
One
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,039 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,039/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.9%
$/sqft vs St Petersburg actives
$336 vs $336
Days on market
172 vs 58 typical
Where $336/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 BEACH DRIVE SE UNIT 1109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$327,724
1 SE BEACH DRIVE UNIT 1509 · same community
1 bd · 1.5 ba · 1,180 sqft · $278/sqft · 3 DOM
Sold · Mar ’26$493,000
1 BEACH DRIVE SE UNIT 2007 · same community
1 bd · 1.5 ba · 1,146 sqft · $430/sqft · 472 DOM
Sold · Jun ’26$490,000
1 BEACH DRIVE SE UNIT 1207 · same community
1 bd · 1.5 ba · 1,146 sqft · $428/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 BEACH DRIVE SE UNIT 1109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 BEACH DRIVE SE UNIT 1109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1 BEACH DRIVE SE UNIT 1109 FAQs
What would the monthly payment be for 1 BEACH DRIVE SE UNIT 1109?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,039/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 BEACH DRIVE SE UNIT 1109?+
The most recent tax bill on record (2025) was $4,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 BEACH DRIVE SE UNIT 1109?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $395,900, this home is listed about 9% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 BEACH DRIVE SE UNIT 1109?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$395,900 is 49% below the ST PETERSBURG 33701 median of $775,000, and at $336/sqft it sits under the St Petersburg average of $382.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
172 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $449,000, now $395,900 — a $53K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BENOOT REALTY · Matthieu Benoot. MLS #TB8478764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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