403 W CHELSEA STREET, TAMPA, FL, 33603
Active178 days on marketListed Feb 18, 2026MLS #TB8477813
About this home
403 W CHELSEA STREET
You’ve been waiting for the right time to buy your home and it has arrived! Recent IMPROVEMENTS and a new, LOWER PRICE make 403 W. Chelsea the best opportunity in the Seminole Heights area! A charming bungalow full of personality, character, and outdoor fun. From the moment you arrive, you’ll appreciate the home’s inviting feel and unique touches throughout. Beautiful moulding and detailed trim work around the windows and doorways add timeless charm while the fun color accents give a unique and cozy feel. Inside, the home offers a comfortable layout with spacious living areas, and tons of natural light. The bedrooms are generously sized, offering flexibility for guests, a home office, or growing needs. Outside, you’ll love the PRIVATE side PATIO, an ideal spot to unwind, enjoy your morning coffee, or create a peaceful work-from-home escape. Enjoy your own backyard retreat featuring an above-ground POOL with a surrounding deck, perfect for relaxing, entertaining, or soaking up the Florida sunshine. A DETACHED GARAGE plus an additional STORAGE SHED/WORKSHOP provides plenty of room for tools, hobbies, and extra storage. Located in the heart of one of Tampa’s most loved neighborhoods, you’ll enjoy the character and community feel of Seminole Heights—all with NO HOA restrictions. This home offers the freedom and lifestyle homeowners love. It’s close to local restaurants, coffee shops, and some of Tampa’s best parks, breweries, and weekend hotspots. Whether you're looking for a primary residence or an investment opportunity, this home is full of potential and ready for its next owner. With a new, lower price and recently lower interest rates, this home won’t last, so don’t lose your opportunity to someone else. Make an appointment to see it today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,758
Sqft
0.16 ac
Lot size
1
Garage
1947
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,401 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,401/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.9%
$/sqft vs Tampa actives
$284 vs $301
Days on market
178 vs 42 typical
Where $284/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33603 — neighborhood snapshot
Population
20,267
Median age
37.9
Median income
$64,632
Median home value
$344,100
Avg household
2.32
Households w/ children
2,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
228 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 W CHELSEA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$542,300
2810 N JEFFERSON STREET
3 bd · 2 ba · 1,736 sqft · $312/sqft · 128 DOM
Sold · Sep ’25$405,000
2810 N JEFFERSON STREET
3 bd · 2 ba · 1,736 sqft · $233/sqft · 113 DOM
Sold · Sep ’25$420,000
2708 N MITCHELL AVENUE
4 bd · 3 ba · 1,794 sqft · $234/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 403 W CHELSEA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 W CHELSEA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
403 W CHELSEA STREET FAQs
What would the monthly payment be for 403 W CHELSEA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 W CHELSEA STREET?+
The most recent tax bill on record (2024) was $987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $499,000, this home is listed about 11% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 403 W CHELSEA STREET?+
Graham Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Hillsborough High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Elenna Tamplin. MLS #TB8477813.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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